Branch Network
Five Star Bank Locations & Branches Rochester, New York
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Five Star Bank operates 48 branches from its headquarters in Rochester, NY, .
Five Star Bank branch network
All 48 branches are in NEW YORK, across 41 cities. Rochester, NY has the most of its branches, 5. Its largest office by deposits is its main office in Rochester, NY, with $982.8M (18.5% of its branch deposits). On June 30, 2025 it had 49 branches, 1 more than in 2026.
Five Star Bank at a glance
Its CET1 capital ratio was 12.72% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $6.29B
- CET1 ratio, Q2 2026
- 12.72%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Established
- 1881
Full financial profile · Is Five Star Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Rochester, NY (5 branches) | 6 of 14 | 8.9% | $1.18B |
| State: NY (48 branches) | 39 of 176 | 0.2% | $5.31B |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Five Star Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Monroe, NY (8 branches) | 7 of 16 | 6.8% | $1.37B | $20.34B |
| Steuben, NY (5 branches) | 1 of 6 | 38.9% | $563.8M | $1.45B |
| Wyoming, NY (4 branches) | 1 of 5 | 44.2% | $560.7M | $1.27B |
| Livingston, NY (5 branches) | 1 of 5 | 36.6% | $442.8M | $1.21B |
| Erie, NY (6 branches) | 9 of 20 | 0.6% | $404.1M | $63.26B |
| Cattaraugus, NY (4 branches) | 2 of 8 | 22.1% | $366.2M | $1.66B |
| Ontario, NY (4 branches) | 3 of 11 | 9.3% | $352.9M | $3.78B |
| Genesee, NY (2 branches) | 2 of 7 | 20.7% | $250.7M | $1.21B |
| Cayuga, NY (1 branch) | 2 of 10 | 15.6% | $243.8M | $1.57B |
| Seneca, NY (2 branches) | 1 of 6 | 35.9% | $229.0M | $637.4M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Rochester, NY (21 branches) | 5 of 19 | 8.8% | $2.44B | $27.66B |
| Corning, NY (5 branches) | 1 of 6 | 38.9% | $563.8M | $1.45B |
| Buffalo-Cheektowaga, NY (6 branches) | 9 of 20 | 0.6% | $404.1M | $66.97B |
| Olean, NY (4 branches) | 2 of 8 | 22.1% | $366.2M | $1.66B |
| Batavia, NY (2 branches) | 2 of 7 | 20.7% | $250.7M | $1.21B |
| Auburn, NY (1 branch) | 2 of 10 | 15.6% | $243.8M | $1.57B |
| Seneca Falls, NY (2 branches) | 1 of 6 | 35.9% | $229.0M | $637.4M |
| Elmira, NY (2 branches) | 3 of 5 | 12.9% | $172.4M | $1.33B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Five Star Bank (main office) | Rochester, NY | 14604 | $982.8M |
| North Warsaw Branch | Warsaw, NY | 14569 | $318.0M |
| West Bath Branch | Bath, NY | 14810 | $251.2M |
| Auburn Branch | Auburn, NY | 13021 | $243.8M |
| Seneca Falls Branch | Waterloo, NY | 13165 | $191.1M |
| Allegany Branch | Allegany, NY | 14706 | $172.5M |
| Batavia West Branch | Batavia, NY | 14020 | $159.2M |
| Amherst Branch | Amherst, NY | 14221 | $146.1M |
| Geneva Plaza Branch | Geneva, NY | 14456 | $120.5M |
| Hornell Branch | Hornell, NY | 14843 | $119.8M |
| Attica Branch | Attica, NY | 14011 | $117.7M |
| Dansville Branch | Dansville, NY | 14437 | $108.8M |
| Geneseo Branch | Geneseo, NY | 14454 | $105.9M |
| Penn Yan Branch | Penn Yan, NY | 14527 | $103.4M |
| Canandaigua Branch | Canandaigua, NY | 14424 | $101.6M |
| Brockport Branch | Brockport, NY | 14420 | $101.6M |
| Mount Morris Branch | Mount Morris, NY | 14510 | $100.2M |
| Horseheads Branch | Horseheads, NY | 14845 | $92.6M |
| Leroy Branch | Le Roy, NY | 14482 | $91.5M |
| Orchard Park Branch | Orchard Park, NY | 14127 | $90.1M |
| Strykersville Branch | Strykersville, NY | 14145 | $87.6M |
| East Aurora Branch | East Aurora, NY | 14052 | $81.5M |
| Elmira Branch | Elmira, NY | 14901 | $79.8M |
| Yorkshire Branch | Yorkshire, NY | 14173 | $79.3M |
| Lakeville Branch | Lakeville, NY | 14480 | $78.9M |
| Cuba Branch | Cuba, NY | 14727 | $77.2M |
| Wayland Branch | Wayland, NY | 14572 | $72.9M |
| Naples Branch | Naples, NY | 14512 | $72.4M |
| Albion Branch | Albion, NY | 14411 | $70.7M |
| Henrietta Branch | Rochester, NY | 14623 | $68.7M |
| Painted Post Branch | Painted Post, NY | 14870 | $66.7M |
| Dundee Branch | Dundee, NY | 14837 | $60.5M |
| Ellicottville Branch | Ellicottville, NY | 14731 | $60.3M |
| Fountain Plaza Branch | Buffalo, NY | 14202 | $59.9M |
| Chili Center Branch | Rochester, NY | 14624 | $59.8M |
| Victor Branch | Victor, NY | 14564 | $58.4M |
| Salamanca Branch | Salamanca, NY | 14779 | $54.1M |
| Hammondsport Branch | Hammondsport, NY | 14840 | $53.1M |
| Greece Branch | Greece, NY | 14626 | $49.8M |
| Caledonia Branch | Caledonia, NY | 14423 | $49.0M |
| Brighton Branch | Rochester, NY | 14618 | $48.7M |
| Honeoye Falls Branch | Honeoye Falls, NY | 14472 | $39.7M |
| Ovid Branch | Ovid, NY | 14521 | $37.9M |
| Medina Branch | Medina, NY | 14103 | $37.4M |
| Digital Branch | Warsaw, NY | 14569 | $37.4M |
| City Gate Branch | Rochester, NY | 14620 | $23.0M |
| Seneca Street Branch | Buffalo, NY | 14210 | $14.4M |
| Elmwood Crossing Branch | Buffalo, NY | 14222 | $12.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 659) · FFIEC NIC profile (RSSD 601416)