Fleetwood Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fleetwood Bank of Fleetwood, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.93% | 1.35% | -0.42% | 29th below |
| ROAE | 13.32% | 12.05% | +1.27% | 55th above |
| Net Interest Margin | 3.68% | 3.90% | -0.22% | 36th below |
| Efficiency Ratio | 68.15% | 63.15% | +5.00% | 32nd below |
| PPNR / Avg Assets | 1.21% | 1.64% | -0.43% | 29th below |
| Yield on Earning Assets | 4.41% | 5.65% | -1.24% | 7th bottom |
| Cost of Funds | 0.75% | 1.85% | -1.10% | 96th top |
| Net Interest Spread | 3.44% | 3.35% | +0.09% | 56th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.56% | 0.92% | -0.36% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.33% | 0.67% | -0.34% | 49th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.28% | -0.07% | 52nd above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 215.53% | 1645.75% | -1430.22% | 50th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.30% | 7.15% | -2.85% | 45th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 500.00% | 1189.62% | -689.62% | 73rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.90% | 20.83% | -7.93% | 26th below |
| Tier 1 Ratio | 12.90% | 20.87% | -7.97% | 26th below |
| Total Capital Ratio | 14.10% | 21.94% | -7.84% | 27th below |
| Leverage Ratio | 7.77% | 12.47% | -4.70% | 1st bottom |
| Equity / Assets | 7.02% | 11.67% | -4.65% | 7th bottom |
| TCE / Tangible Assets | 7.02% | 11.40% | -4.38% | 7th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.44% | 78.65% | -14.21% | 78th top |
| Core Deposit Ratio | 99.31% | 87.09% | +12.22% | 98th top |
| Wholesale Funding Ratio | 0.72% | 5.12% | -4.40% | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.25% | 6.47% | -1.22% | 57th above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.46% | 7.64% | -1.18% | 57th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.83% | 6.02% | -1.19% | 56th above |
See Fleetwood Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fleetwood Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fleetwood Bank profile, how to read a UBPR, or how this data updates.