Fleetwood Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 3.69 percentage points higher than in Q1 2026, at 215.53%. Fleetwood Bank ranks 64th of 109 Pennsylvania banks on return on assets, in the lower half at 0.93% (Q2 2026). Fleetwood Bank reported 0.93% on return on assets for Q2 2026, 0.32 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.90% |
| Tier 1 risk-based capital ratio | 12.90% |
| Total risk-based capital ratio | 14.10% |
| Tier 1 leverage ratio | 7.77% |
| Equity capital to assets | 7.02% |
| Tangible equity to tangible assets | 7.02% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.56% |
| Non-performing assets ratio | 0.33% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 4.30% |
| Allowance for credit losses to loans | 1.21% |
| Reserve coverage of non-performing loans | 215.53% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.93% |
| Return on equity | 13.32% |
| Net interest margin | 3.68% |
| Efficiency ratio | 68.15% |
| Yield on earning assets | 4.41% |
| Cost of funds | 0.75% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.44% |
| Core deposits to total deposits | 99.31% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 91.71% |
| Securities to assets | 31.93% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.84% | 13.84% | 15.05% | 7.41% | 0.35% |
| Q4 2023 | 13.88% | 13.88% | 15.13% | 7.48% | 0.32% |
| Q1 2024 | 13.34% | 13.34% | 14.59% | 7.36% | 0.20% |
| Q2 2024 | 13.41% | 13.41% | 14.66% | 7.36% | 0.33% |
| Q3 2024 | 13.32% | 13.32% | 14.57% | 7.41% | 0.44% |
| Q4 2024 | 13.82% | 13.82% | 15.07% | 7.48% | 0.49% |
| Q1 2025 | 13.92% | 13.92% | 15.17% | 7.62% | 0.54% |
| Q2 2025 | 13.32% | 13.32% | 14.57% | 7.67% | 0.51% |
| Q3 2025 | 13.34% | 13.34% | 14.59% | 7.75% | 0.78% |
| Q4 2025 | 12.84% | 12.84% | 14.08% | 7.74% | 0.54% |
| Q1 2026 | 13.05% | 13.05% | 14.30% | 7.78% | 0.67% |
| Q2 2026 | 12.90% | 12.90% | 14.10% | 7.77% | 0.93% |
Fleetwood Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Fleetwood Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fleetwood Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13561) · FFIEC NIC profile (RSSD 551016)