Branch Network
The FNB Community Bank Locations & Branches Vandalia, Illinois
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The FNB Community Bank operates 7 branches from its headquarters in Vandalia, IL, .
The FNB Community Bank branch network
All 7 branches are in ILLINOIS, across 5 cities. Vandalia, IL has the most of its branches, 3. Its largest office by deposits is the The Fnb Community Bank office in Vandalia, IL, with $236.9M (56.0% of its branch deposits). It had the same number of branches on June 30, 2025.
The FNB Community Bank at a glance
Its CET1 capital ratio was 17.80% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $498.9M
- CET1 ratio, Q2 2026
- 17.80%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1865
Full financial profile · Is The FNB Community Bank safe? · The FNB Community Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Vandalia, IL (3 branches) | 1 of 4 | 71.5% | $272.1M |
| State: IL (7 branches) | 123 of 379 | <0.1% | $423.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
The FNB Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Fayette, IL (4 branches) | 1 of 9 | 51.4% | $314.2M | $611.2M |
| Bond, IL (2 branches) | 2 of 5 | 17.0% | $75.9M | $447.0M |
| Marion, IL (1 branch) | 12 of 12 | 3.1% | $33.0M | $1.06B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| St. Louis, MO-IL (2 branches) | 82 of 111 | <0.1% | $75.9M | $141.72B |
| Centralia, IL (1 branch) | 12 of 12 | 3.1% | $33.0M | $1.06B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Fnb Community Bank | Vandalia, IL | 62471 | $236.9M |
| Greenville Branch | Greenville, IL | 62246 | $58.1M |
| Ramsey Branch | Ramsey, IL | 62080 | $42.1M |
| Patoka Branch | Patoka, IL | 62875 | $33.0M |
| Vandalia Branch | Vandalia, IL | 62471 | $18.5M |
| Mulberry Grove Branch | Mulberry Grove, IL | 62262 | $17.9M |
| Banker Blvd Branch | Vandalia, IL | 62471 | $16.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3840) · FFIEC NIC profile (RSSD 137447)