Bank routing number ยท Charleston, Missouri
Focus Bank Routing Number (ABA): 081517732
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The Focus Bank routing number is 081517732. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Focus Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $854.1M
- Tier 1 leverage ratio, Q2 2026
- 12.61%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 11 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1930
Full financial profile · Is Focus Bank safe? · Focus Bank call report · Branch locations
Focus Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 081517732 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Focus Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 08, place this number in the Federal Reserve Bank of St. Louis's district (District 8). Digits five through eight, 1773, identify the institution within that district. The last digit, 2, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Focus Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Focus Bank checks or in its online banking. Ask the bank for wire instructions (www.focusbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Focus Bank
Focus Bank is headquartered in Charleston, Missouri and was established in 1930. It is in the SIKESTON, MO metro area. It reported $854.1M in total assets and $679.8M in deposits for Q2 2026, the 46th largest of the 191 banks headquartered in Missouri. It reports 11 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Charleston has a routing number listed here.
What the digits in 081517732 mean
The first four digits, 0815, are the Federal Reserve routing symbol. The prefix 08 places the number in the 8th Federal Reserve District (St. Louis). That is also the district where the bank is headquartered. Digits five through eight, 1773, identify the institution within its Federal Reserve district. The last digit, 2, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 12 + 7 x 12 + 10 = 130, a multiple of 10, so 081517732 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Focus Bank routing number?
The Focus Bank routing number is 081517732. It is the primary ABA routing transit number registered to Focus Bank, headquartered in Charleston, MO. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Focus Bank wire routing number?
This page lists the primary routing number registered to Focus Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Focus Bank before sending a wire.
Is ABA number 081517732 the routing number for Focus Bank?
Yes. It is the primary routing number registered to Focus Bank.
Which bank uses routing number 081517732?
It belongs to Focus Bank, headquartered in Charleston, MO. It is the bank's primary ABA routing number (FDIC certificate 1426).
Routing numbers of similar-size institutions in Missouri
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Regulator records: FDIC BankFind (cert 1426) · FFIEC NIC profile (RSSD 498148)