Branch Network
Focus Bank Locations & Branches Charleston, Missouri
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Focus Bank operates 11 branches from its headquarters in Charleston, MO, .
Focus Bank branch network
Its 11 branches span 2 states and 7 cities. The most are in MISSOURI (6) and ARKANSAS (5). MISSOURI holds 50.1% of its branch deposits. Charleston, MO has the most of its branches, 2. Its largest office by deposits is its main office in Charleston, MO, with $138.0M (20.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Focus Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $854.1M
- Tier 1 leverage ratio, Q2 2026
- 12.61%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1930
Full financial profile · Is Focus Bank safe? · Focus Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Charleston, MO (2 branches) | 1 of 3 | 53.7% | $139.3M |
| State: MO (6 branches) | 106 of 249 | 0.1% | $340.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
Focus Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Greene, AR (3 branches) | 2 of 9 | 13.4% | $191.1M | $1.43B |
| Mississippi, MO (3 branches) | 1 of 4 | 50.7% | $171.1M | $337.1M |
| Craighead, AR (2 branches) | 12 of 24 | 3.5% | $148.2M | $4.26B |
| New Madrid, MO (1 branch) | 2 of 7 | 25.8% | $112.4M | $436.1M |
| Pemiscot, MO (2 branches) | 3 of 4 | 10.6% | $57.0M | $536.3M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Paragould, AR (3 branches) | 2 of 9 | 13.4% | $191.1M | $1.43B |
| Jonesboro, AR (2 branches) | 13 of 25 | 3.1% | $148.2M | $4.72B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Focus Bank (main office) | Charleston, MO | 63834 | $138.0M |
| Sikeston Facility | Sikeston, MO | 63801 | $112.4M |
| Paragould Kingshighway Facility | Paragould, AR | 72450 | $104.1M |
| Jonesboro Branch | Jonesboro, AR | 72401 | $83.7M |
| Paragould Highway 49 South Facility | Paragould, AR | 72450 | $71.7M |
| Jonesboro Southwest Drive Facility | Jonesboro, AR | 72401 | $64.6M |
| Caruthersville Facility | Caruthersville, MO | 63830 | $57.0M |
| East Prairie Facility | East Prairie, MO | 63845 | $31.7M |
| Marmaduke Facility | Marmaduke, AR | 72443 | $15.3M |
| Online Banking Branch | Charleston, MO | 63834 | $1.4M |
| Caruthersville Drive-In Facility | Caruthersville, MO | 63830 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1426) · FFIEC NIC profile (RSSD 498148)