Fulton Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 3.9% to -$219.5M. Fulton Bank, N.A. ranks 45th of 72 Pennsylvania banks on CET1 ratio, in the lower half at 13.03% (Q2 2026). The median for banks in the $10B-100B asset tier is 12.96% on CET1 ratio; Fulton Bank, N.A. reported 13.03% for Q2 2026, nearly level with it.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 13.03% |
| Tier 1 risk-based capital ratio | 13.21% |
| Total risk-based capital ratio | 14.46% |
| Tier 1 leverage ratio | 10.20% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $3.21B |
| Tier 1 capital | $3.25B |
| Total risk-based capital | $3.56B |
| Total equity capital | $3.58B |
| Risk-weighted assets | $24.60B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.00% |
| Tangible equity to tangible assets | 9.32% |
| Equity capital to average assets | 11.03% |
| Internal capital growth rate | 3.98% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $55.7M |
| Common stock surplus | $1.96B |
| Retained earnings | $1.79B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$219.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.48% | 12.67% | 13.90% | 10.50% | $22.46B |
| Q4 2023 | 11.39% | 11.58% | 12.81% | 9.62% | $22.62B |
| Q1 2024 | 11.61% | 11.80% | 13.05% | 9.87% | $22.67B |
| Q2 2024 | 11.60% | 11.78% | 13.03% | 9.59% | $24.95B |
| Q3 2024 | 11.94% | 12.11% | 13.36% | 9.58% | $24.91B |
| Q4 2024 | 12.08% | 12.26% | 13.51% | 9.57% | $24.71B |
| Q1 2025 | 12.31% | 12.49% | 13.75% | 9.67% | $24.40B |
| Q2 2025 | 12.43% | 12.61% | 13.86% | 9.80% | $24.49B |
| Q3 2025 | 12.70% | 12.88% | 14.14% | 9.93% | $24.30B |
| Q4 2025 | 12.84% | 13.02% | 14.27% | 10.06% | $24.39B |
| Q1 2026 | 12.94% | 13.12% | 14.38% | 10.17% | $24.43B |
| Q2 2026 | 13.03% | 13.21% | 14.46% | 10.20% | $24.60B |
Fulton Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Fulton Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fulton Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7551) · FFIEC NIC profile (RSSD 474919)