Fulton Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Fulton Bank, N.A. of Lancaster, PA against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.36% | 1.35% | +0.01% | 55th above |
| ROAE | 12.39% | 12.29% | +0.10% | 67th above |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.63% | 3.68% | -0.05% | 53rd above |
| Efficiency Ratio | 57.09% | 53.78% | +3.31% | 34th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.79% | 1.96% | -0.17% | 50th above |
| Yield on Earning Assets | 5.29% | 5.57% | -0.28% | 44th below |
| Cost of Funds | 1.80% | 2.00% | -0.20% | 59th above |
| Net Interest Spread | 3.06% | 2.98% | +0.08% | 61st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.92% | 1.05% | -0.13% | 42nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.70% | 0.76% | -0.06% | 43rd below |
| NCO / Avg Loans | 0.37% | 0.36% | +0.01% | 17th bottom |
| ACL / Total Loans | 1.45% | 1.37% | +0.08% | 85th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 157.29% | 210.39% | -53.10% | 57th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.84% | 10.26% | -2.42% | 43rd below |
| Provision / NCO | 62.56% | 107.81% | -45.25% | 21st bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.03% | 14.76% | -1.73% | 56th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.21% | 14.87% | -1.66% | 57th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.46% | 16.09% | -1.63% | 57th above |
| Leverage Ratio | 10.20% | 10.27% | -0.07% | 49th below |
| Equity / Assets | 11.00% | 11.55% | -0.55% | 42nd below |
| TCE / Tangible Assets | 9.32% | 9.48% | -0.16% | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.01% | 83.84% | +5.17% | 41st below |
| Core Deposit Ratio | 92.36% | 86.72% | +5.64% | 60th above |
| Uninsured Deposit Ratio | 40.46% | 38.93% | +1.53% | 44th below |
| Wholesale Funding Ratio | 2.74% | 5.67% | -2.93% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.09% | 10.15% | -8.06% | 26th below |
| Loan Growth (Y/Y) | 1.53% | 10.19% | -8.66% | 18th bottom |
| Deposit Growth (Y/Y) | 3.92% | 9.99% | -6.07% | 44th below |
See Fulton Bank, N.A.'s peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Fulton Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Fulton Bank, N.A. profile, how to read a UBPR, or how this data updates.