Fulton Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 8.13 percentage points higher than in Q1 2026, at 157.29%. Fulton Bank, N.A. ranks 32nd of 109 Pennsylvania banks on return on assets, in the upper half at 1.36% (Q2 2026). The median for banks in the $10B-100B asset tier is 1.30% on return on assets. Fulton Bank, N.A. sits 0.06 points higher, at 1.36% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 13.03% |
| Tier 1 risk-based capital ratio | 13.21% |
| Total risk-based capital ratio | 14.46% |
| Tier 1 leverage ratio | 10.20% |
| Equity capital to assets | 11.00% |
| Tangible equity to tangible assets | 9.32% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.92% |
| Non-performing assets ratio | 0.70% |
| Net charge-off ratio | 0.37% |
| Texas ratio | 7.84% |
| Allowance for credit losses to loans | 1.45% |
| Reserve coverage of non-performing loans | 157.29% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.36% |
| Return on equity | 12.39% |
| Net interest margin | 3.63% |
| Efficiency ratio | 57.09% |
| Yield on earning assets | 5.29% |
| Cost of funds | 1.80% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.01% |
| Core deposits to total deposits | 92.36% |
| Brokered deposits to total deposits | 3.53% |
| Deposits to assets | 84.20% |
| Securities to assets | 15.57% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.48% | 12.67% | 13.90% | 10.50% | 1.13% |
| Q4 2023 | 11.39% | 11.58% | 12.81% | 9.62% | 1.02% |
| Q1 2024 | 11.61% | 11.80% | 13.05% | 9.87% | 0.97% |
| Q2 2024 | 11.60% | 11.78% | 13.03% | 9.59% | 1.29% |
| Q3 2024 | 11.94% | 12.11% | 13.36% | 9.58% | 0.87% |
| Q4 2024 | 12.08% | 12.26% | 13.51% | 9.57% | 0.95% |
| Q1 2025 | 12.31% | 12.49% | 13.75% | 9.67% | 1.22% |
| Q2 2025 | 12.43% | 12.61% | 13.86% | 9.80% | 1.33% |
| Q3 2025 | 12.70% | 12.88% | 14.14% | 9.93% | 1.35% |
| Q4 2025 | 12.84% | 13.02% | 14.27% | 10.06% | 1.38% |
| Q1 2026 | 12.94% | 13.12% | 14.38% | 10.17% | 1.24% |
| Q2 2026 | 13.03% | 13.21% | 14.46% | 10.20% | 1.36% |
Fulton Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Fulton Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fulton Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7551) · FFIEC NIC profile (RSSD 474919)