Grundy Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Grundy Bank of Morris, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.01% | 1.34% | +1.67% | 97th top |
| ROAE | 22.38% | 12.05% | +10.33% | 92nd top |
| Net Interest Margin | 4.82% | 3.90% | +0.92% | 89th top |
| Efficiency Ratio | 46.60% | 63.16% | -16.56% | 87th top |
| PPNR / Avg Assets | 2.97% | 1.64% | +1.33% | 95th top |
| Yield on Earning Assets | 5.57% | 5.65% | -0.08% | 49th below |
| Cost of Funds | 0.85% | 1.85% | -1.00% | 94th top |
| Net Interest Spread | 4.35% | 3.35% | +1.00% | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.08% | 0.92% | -0.84% | 75th top |
| NPA / Total Assets | 0.04% | 0.67% | -0.63% | 79th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.13% | 1.28% | -0.15% | 42nd below |
| ACL / NPLs (Coverage) | 1345.24% | 1645.27% | -300.03% | — |
| Texas Ratio | 1.21% | 7.15% | -5.94% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 22.43% | 20.83% | +1.60% | 84th top |
| Tier 1 Ratio | 22.43% | 20.86% | +1.57% | 84th top |
| Total Capital Ratio | 23.68% | 21.93% | +1.75% | 84th top |
| Leverage Ratio | 12.62% | 12.46% | +0.16% | 72nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.57% | 11.67% | -1.10% | 54th above |
| TCE / Tangible Assets | 9.87% | 11.40% | -1.53% | 47th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.41% | 78.65% | -23.24% | 87th top |
| Core Deposit Ratio | 99.54% | 87.09% | +12.45% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.31% | 6.47% | +0.84% | 71st above |
| Loan Growth (Y/Y) | -3.58% | 7.64% | -11.22% | 10th bottom |
| Deposit Growth (Y/Y) | 7.01% | 6.02% | +0.99% | 70th above |
See Grundy Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Grundy Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Grundy Bank profile, how to read a UBPR, or how this data updates.