GS&L Municipal Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the GS&L Municipal Bank routing number?

The GS&L Municipal Bank routing number is 021315169. It is the primary ABA routing transit number registered to GS&L Municipal Bank, headquartered in Gouverneur, NY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the GS&L Municipal Bank wire routing number?

This page lists 021315169, the primary routing number registered to GS&L Municipal Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with GS&L Municipal Bank before sending a wire.

Is ABA number 021315169 the routing number for GS&L Municipal Bank?

Yes. ABA number 021315169 is the primary routing number registered to GS&L Municipal Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 021315169?

Routing number 021315169 belongs to GS&L Municipal Bank, headquartered in Gouverneur, NY. It is the bank's primary ABA routing number (FDIC certificate 59312).

Routing numbers of similar-size institutions in New York

Bank, Gouverneur, NY

Gouverneur Savings and Loan Association: 221371592

Credit union, New York, NY

Elektra Federal Credit Union: 226077451

Credit union, Buffalo, NY

Erie County Employees Credit Union: 222079631

Bank, Cattaraugus, NY

Bank of Cattaraugus: 022306847

Bank, New York, NY

Neuberger Berman Trust Company N.A.: 021056606

Credit union, Rochester, NY

Gates Chili Federal Credit Union: 222382027

Credit union, Flushing, NY

Korean American Catholics Federal Credit Union: 026082617

Credit union, Jamaica, NY

Medisys Employees Federal Credit Union: 226076096

All routing numbers in New York