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Guardian Savings Bank Locations & Branches West Chester, Ohio
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Guardian Savings Bank operates 13 branches from its headquarters in West Chester, OH, .
Guardian Savings Bank branch network
Its 13 branches span 2 states and 7 cities. The most are in OHIO (7) and KENTUCKY (6). OHIO holds 56.5% of its branch deposits. Cincinnati, OH has the most of its branches, 6. Its largest office by deposits is the Colerain Ave Branch office in Cincinnati, OH, with $174.6M (14.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Guardian Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.39% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.39B
- Tier 1 leverage ratio, Q2 2026
- 11.39%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1895
Full financial profile · Is Guardian Savings Bank safe? · Guardian Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West Chester, OH (1 branch) | 7 of 13 | 3.6% | $101.8M |
| State: OH (7 branches) | 52 of 184 | 0.1% | $695.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Ohio.
Share by county and metro area
Guardian Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hamilton, OH (5 branches) | 11 of 32 | 0.3% | $480.2M | $153.85B |
| Fayette, KY (2 branches) | 16 of 31 | 1.3% | $159.8M | $12.02B |
| Clermont, OH (1 branch) | 12 of 18 | 2.4% | $113.5M | $4.71B |
| Campbell, KY (1 branch) | 8 of 11 | 4.1% | $106.0M | $2.61B |
| Kenton, KY (1 branch) | 10 of 18 | 2.5% | $104.1M | $4.22B |
| Butler, OH (1 branch) | 10 of 21 | 1.2% | $101.8M | $8.33B |
| Boone, KY (1 branch) | 11 of 17 | 2.4% | $97.5M | $4.08B |
| Jefferson, KY (1 branch) | 21 of 28 | 0.2% | $67.1M | $32.83B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Cincinnati, OH-KY-IN (10 branches) | 12 of 55 | 0.5% | $1.00B | $187.51B |
| Lexington-Fayette, KY (2 branches) | 19 of 36 | 1.0% | $159.8M | $16.02B |
| Louisville-Jefferson County, KY-IN (1 branch) | 30 of 39 | 0.1% | $67.1M | $46.36B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Colerain Ave Branch | Cincinnati, OH | 45239 | $174.6M |
| 5511 Harrison Ave Branch | Cincinnati, OH | 45248 | $121.9M |
| 5671 Springdale Rd Branch | Cincinnati, OH | 45251 | $118.8M |
| Ohio Pike Branch | Cincinnati, OH | 45255 | $113.5M |
| Lexington Branch | Lexington, KY | 40503 | $106.2M |
| Fort Thomas Branch | Fort Thomas, KY | 41075 | $106.0M |
| Kyles Lane Branch | Fort Wright, KY | 41011 | $104.1M |
| Guardian Savings Bank (main office) | West Chester, OH | 45069 | $101.8M |
| Florence Branch | Florence, KY | 41042 | $97.5M |
| Louisville Branch | Louisville, KY | 40220 | $67.1M |
| Lexington - Hamburg Branch | Lexington, KY | 40509 | $53.6M |
| Cincinnati Branch | Cincinnati, OH | 45246 | $49.6M |
| Kennedy Heights Branch | Cincinnati, OH | 45213 | $15.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27998) · FFIEC NIC profile (RSSD 727174)