Hanover Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Hanover Community Bank of Garden City Park, NY against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.88% | 1.46% | -0.58% | 23rd bottom |
| ROAE | 8.41% | 12.72% | -4.31% | 22nd bottom |
| Net Interest Margin | 3.23% | 3.85% | -0.62% | 23rd bottom |
| Efficiency Ratio | 65.70% | 57.40% | +8.30% | 29th below |
| PPNR / Avg Assets | 1.25% | 1.88% | -0.63% | 25th below |
| Yield on Earning Assets | 5.91% | 5.72% | +0.19% | 72nd above |
| Cost of Funds | 2.94% | 2.02% | +0.92% | 9th bottom |
| Net Interest Spread | 2.73% | 3.18% | -0.45% | 30th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.76% | 1.00% | +0.76% | 14th bottom |
| NPA / Total Assets | 1.53% | 0.76% | +0.77% | 11th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.10% | 0.43% | -0.33% | 28th below |
| ACL / Total Loans | 0.96% | 1.31% | -0.35% | 25th below |
| ACL / NPLs (Coverage) | 54.45% | 543.80% | -489.35% | 11th bottom |
| Texas Ratio | 15.28% | 7.38% | +7.90% | 11th bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 180.18% | 619.07% | -438.89% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.59% | 17.34% | -3.75% | 52nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.59% | 17.37% | -3.78% | 51st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.84% | 18.42% | -3.58% | 53rd above |
| Leverage Ratio | 9.76% | 11.44% | -1.68% | 30th below |
| Equity / Assets | 10.10% | 11.34% | -1.24% | 44th below |
| TCE / Tangible Assets | 9.29% | 10.50% | -1.21% | 38th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.39% | 86.94% | +12.45% | 19th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.37% | 85.55% | +2.82% | 49th below |
| Uninsured Deposit Ratio | 41.09% | 33.11% | +7.98% | 24th bottom |
| Wholesale Funding Ratio | 2.56% | 5.71% | -3.15% | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.05% | 9.69% | -8.64% | 22nd bottom |
| Loan Growth (Y/Y) | 1.20% | 8.06% | -6.86% | 23rd bottom |
| Deposit Growth (Y/Y) | 3.15% | 7.87% | -4.72% | 38th below |
See Hanover Community Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Hanover Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Hanover Community Bank profile, how to read a UBPR, or how this data updates.