Haven Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Haven Savings Bank of Hoboken, NJ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.16% | 1.35% | -1.51% | 4th bottom |
| ROAE | -1.80% | 12.06% | -13.86% | 4th bottom |
| Net Interest Margin | 1.67% | 3.90% | -2.23% | 1st bottom |
| Efficiency Ratio | 101.22% | 63.14% | +38.08% | 3rd bottom |
| PPNR / Avg Assets | -0.03% | 1.64% | -1.67% | 3rd bottom |
| Yield on Earning Assets | 4.32% | 5.65% | -1.33% | 6th bottom |
| Cost of Funds | 2.79% | 1.85% | +0.94% | 9th bottom |
| Net Interest Spread | 1.31% | 3.35% | -2.04% | 1st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.92% | -0.60% | 56th above |
| NPA / Total Assets | 0.26% | 0.67% | -0.41% | 55th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 31st below |
| ACL / Total Loans | 0.82% | 1.28% | -0.46% | 12th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 253.99% | 1645.73% | -1391.74% | 55th above |
| Texas Ratio | 3.36% | 7.15% | -3.79% | 51st above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 191.57% | 1189.81% | -998.24% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.24% | 20.83% | -7.59% | 31st below |
| Tier 1 Ratio | 13.24% | 20.87% | -7.63% | 31st below |
| Total Capital Ratio | 14.22% | 21.94% | -7.72% | 29th below |
| Leverage Ratio | 8.71% | 12.47% | -3.76% | 9th bottom |
| Equity / Assets | 8.85% | 11.67% | -2.82% | 25th below |
| TCE / Tangible Assets | 8.85% | 11.40% | -2.55% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.78% | 78.64% | +12.14% | 27th below |
| Core Deposit Ratio | 75.08% | 87.10% | -12.02% | 9th bottom |
| Uninsured Deposit Ratio Behind the peer average, ahead of the median peer. | 20.75% | 20.65% | +0.10% | 58th above |
| Wholesale Funding Ratio | 2.80% | 5.11% | -2.31% | 58th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.32% | 6.48% | -10.80% | 6th bottom |
| Loan Growth (Y/Y) | -5.98% | 7.64% | -13.62% | 6th bottom |
| Deposit Growth (Y/Y) | -3.05% | 6.03% | -9.08% | 10th bottom |
See Haven Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Haven Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Haven Savings Bank profile, how to read a UBPR, or how this data updates.