Horizon Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, Horizon Bank reported 22 of the 23 line items on this page. It did not report foreign office deposits. Total deposits was $5.56B in Q3 2026, down 1.7% from $5.66B in Q3 2025. That is 84.7% of its total assets. Across the 12 quarters shown it ranged from $5.35B (Q4 2025) to $5.85B (Q1 2025).
What the deposit base page covers and where each line comes from.
Open the full liquidity and funding analysis: liquid assets and unrealized securities losses, loans against deposits, the uninsured, brokered and borrowed share of funding, the cost of funds and capital headroom, by quarter with asset-tier medians.
The standout move of Q3 2026 was in Brokered deposits: 13.1% lower than in Q2 2026, at $198.6M. Among 87 Indiana banks, Horizon Bank sits 8th from the top on total deposits, $5.56B as of Q3 2026. Against a median of $1.68B for banks in the $1B-10B asset tier, Horizon Bank reported $5.56B on total deposits in Q3 2026, 231% higher.
Deposit totals
| Line item | Q3 2026 |
|---|---|
| Total deposits | $5.56B |
| Domestic office deposits | $5.56B |
| Foreign office deposits | — |
| Deposits to total assets | 84.73% |
| Deposits to total liabilities | 96.03% |
Source: Call Report Schedules RC-E and RC-O; Total deposits: Call Report Schedule RC, item 13.a (RCON2200). Open the filed call report for Q3 2026 on the FFIEC CDR.
Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $1.19B |
| Savings deposits | $579.0M |
| Transaction accounts to domestic deposits | 52.83% |
| Time deposits to total deposits | 19.42% |
| Time deposits under $100k | $303.9M |
| Time deposits $100k to $250k | $274.2M |
| Time deposits over $250k | $502.4M |
| Noninterest-bearing share of deposits | 21.39% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $4.86B |
| Core deposits to total deposits | 87.40% |
| Insured deposits | $4.12B |
| Uninsured deposits | $1.45B |
| Uninsured deposits to total deposits | 25.98% |
| Brokered deposits | $198.6M |
| Brokered deposits to total deposits | 3.57% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Cost of deposits
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.97% |
| Interest expense on deposits | $21.4M |
| Loans and leases to core deposits | 99.01% |
Source: Call Report Schedules RC-E and RC-O. Open the filed call report for Q3 2026 on the FFIEC CDR.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q4 2023 | $5.74B | 86.08% | 44.97% | 2.97% | 2.40% |
| Q1 2024 | $5.65B | 87.19% | 42.93% | 3.08% | 2.48% |
| Q2 2024 | $5.70B | 86.30% | 43.35% | 3.09% | 2.52% |
| Q3 2024 | $5.80B | 85.47% | 44.49% | 3.28% | 2.68% |
| Q4 2024 | $5.68B | 88.14% | 44.83% | 2.32% | 2.42% |
| Q1 2025 | $5.85B | 83.41% | 43.55% | 4.78% | 2.23% |
| Q2 2025 | $5.78B | 85.20% | 44.07% | 3.92% | 2.26% |
| Q3 2025 | $5.66B | 84.36% | 43.07% | 4.34% | 2.29% |
| Q4 2025 | $5.35B | 84.40% | 39.20% | 5.22% | 1.98% |
| Q1 2026 | $5.50B | 83.85% | 39.72% | 5.27% | 1.88% |
| Q2 2026 | $5.48B | 86.21% | 26.21% | 4.17% | 1.91% |
| Q3 2026 | $5.56B | 87.40% | 25.98% | 3.57% | 1.97% |
Horizon Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. How these pages are built. See the full Horizon Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4360) · FFIEC NIC profile (RSSD 130541)