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Horizon Bank Locations & Branches Michigan City, Indiana
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Horizon Bank operates 74 branches from its headquarters in Michigan City, IN, . Its main office is at 515 Franklin St, Michigan City, IN 46360.
Horizon Bank branch network
Its 74 branches span 2 states and 62 cities. The most are in INDIANA (47) and MICHIGAN (27). INDIANA holds 71.6% of its branch deposits. Michigan City, IN has the most of its branches, 4. Its largest office by deposits is its main office in Michigan City, IN, with $868.9M (15.9% of its branch deposits). On June 30, 2025 it had 73 branches, 1 fewer than in 2026.
Horizon Bank at a glance
Its CET1 capital ratio was 12.96% at Q3 2026, above regulatory requirements.
- Total assets, Q3 2026
- $6.56B
- CET1 ratio, Q3 2026
- 12.96%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q3 2026, FFIEC 041
- Established
- 1873
Full financial profile · Is Horizon Bank safe? · Horizon Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Michigan City, IN (4 branches) | 1 of 7 | 70.2% | $1.08B |
| State: IN (47 branches) | 17 of 129 | 1.8% | $3.92B |
Ranked by total assets among banks headquartered in the state: Largest banks in Indiana.
Share by county and metro area
Horizon Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Laporte, IN (8 branches) | 1 of 8 | 57.9% | $1.54B | $2.67B |
| Johnson, IN (5 branches) | 3 of 23 | 10.3% | $418.4M | $4.07B |
| Porter, IN (4 branches) | 5 of 11 | 7.7% | $371.4M | $4.85B |
| Berrien, MI (4 branches) | 5 of 8 | 11.1% | $247.7M | $2.24B |
| Marion, IN (1 branch) | 17 of 26 | 0.6% | $247.4M | $42.83B |
| Tippecanoe, IN (4 branches) | 5 of 17 | 6.1% | $238.5M | $3.94B |
| Midland, MI (2 branches) | 2 of 7 | 16.5% | $190.0M | $1.15B |
| Lake, IN (6 branches) | 13 of 16 | 1.2% | $184.7M | $16.06B |
| Cass, IN (1 branch) | 4 of 6 | 12.5% | $148.6M | $1.19B |
| Wexford, MI (2 branches) | 4 of 5 | 21.7% | $136.4M | $627.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Michigan City-La Porte, IN (8 branches) | 1 of 8 | 57.9% | $1.54B | $2.67B |
| Indianapolis-Carmel-Anderson, IN (8 branches) | 18 of 52 | 0.8% | $717.5M | $92.02B |
| Chicago-Naperville-Elgin, IL-IN-WI (10 branches) | 65 of 150 | <0.1% | $556.1M | $632.03B |
| Lafayette-West Lafayette, IN (5 branches) | 4 of 20 | 6.4% | $301.1M | $4.72B |
| Niles, MI (4 branches) | 5 of 8 | 11.1% | $247.7M | $2.24B |
| Lansing-East Lansing, MI (4 branches) | 12 of 19 | 1.6% | $207.5M | $12.65B |
| Cadillac, MI (3 branches) | 2 of 6 | 26.5% | $206.6M | $780.0M |
| Midland, MI (2 branches) | 2 of 7 | 16.5% | $190.0M | $1.15B |
| Grand Rapids-Kentwood, MI (2 branches) | 19 of 27 | 0.5% | $161.4M | $33.06B |
| Logansport, IN (1 branch) | 4 of 6 | 12.5% | $148.6M | $1.19B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Horizon Bank (main office) | Michigan City, IN | 46360 | $868.9M |
| 710 Indiana Avenue Branch | La Porte, IN | 46350 | $352.1M |
| Indianapolis Branch | Indianapolis, IN | 46204 | $247.4M |
| Franklin Branch | Franklin, IN | 46131 | $192.1M |
| South Franklin Branch | Michigan City, IN | 46360 | $158.4M |
| Eastgate Branch | Logansport, IN | 46947 | $148.6M |
| Eastman Avenue Branch | Midland, MI | 48640 | $145.4M |
| Alliance Bking Branch | New Buffalo, MI | 49117 | $118.0M |
| Portage Branch | Portage, IN | 46368 | $116.8M |
| Grand Rapids Downtown Branch | Grand Rapids, MI | 49503 | $105.0M |
| Gaylord Main | Gaylord, MI | 49735 | $100.3M |
| 301 South St Branch | Lafayette, IN | 47901 | $99.6M |
| Horizon Bank Valparaiso-Lincolnway Branch | Valparaiso, IN | 46383 | $90.0M |
| Valparaiso Branch | Valparaiso, IN | 46383 | $89.8M |
| Marion Northwest Branch | Marion, IN | 46952 | $87.7M |
| Creasy Lane Branch | Lafayette, IN | 47905 | $83.6M |
| St. Joseph Branch | Saint Joseph, MI | 49085 | $81.5M |
| Columbus Main Office | Columbus, IN | 47201 | $78.2M |
| Greenwood West Branch | Greenwood, IN | 46142 | $78.1M |
| Kalamazoo Branch | Portage, MI | 49024 | $78.0M |
| Big Rapids Main | Big Rapids, MI | 49307 | $76.3M |
| Wanatah Branch | Wanatah, IN | 46390 | $74.9M |
| Chesterton Branch | Chesterton, IN | 46304 | $74.9M |
| 212 West Seventh Street Branch | Auburn, IN | 46706 | $71.9M |
| Corunna Branch | Corunna, MI | 48817 | $70.3M |
| Mcbain Branch | Mcbain, MI | 49657 | $70.2M |
| Cadillac North Mitchell Branch | Cadillac, MI | 49601 | $69.1M |
| Cadillac South Mitchell Branch | Cadillac, MI | 49601 | $67.3M |
| Flora Branch | Flora, IN | 46929 | $62.5M |
| Houghton Lake W Branch | Houghton Lake, MI | 48629 | $62.4M |
| Bargersville Branch | Bargersville, IN | 46106 | $61.8M |
| 1600 Abbott Road Branch | East Lansing, MI | 48823 | $61.7M |
| Edinburgh Branch | Edinburgh, IN | 46124 | $57.1M |
| Holland Branch | Holland, MI | 49423 | $56.4M |
| Kendallville Branch | Kendallville, IN | 46755 | $55.4M |
| Kokomo Downtown Branch | Kokomo, IN | 46901 | $55.3M |
| Coolspring Banking Center Branch | Michigan City, IN | 46360 | $54.2M |
| Merrillville Branch | Merrillville, IN | 46410 | $54.1M |
| Warsaw Branch | Warsaw, IN | 46580 | $50.9M |
| Jackson Street Branch | Attica, IN | 47918 | $50.6M |
| Crown Point Branch | Crown Point, IN | 46307 | $49.1M |
| 1213 W Michigan Branch | Three Rivers, MI | 49093 | $48.5M |
| Owosso East Branch | Owosso, MI | 48867 | $46.2M |
| Circle Branch | Midland, MI | 48640 | $44.6M |
| Carmel Indiana Branch | Carmel, IN | 46032 | $41.7M |
| Standish Branch | Standish, MI | 48658 | $40.1M |
| Au Gres Branch | Au Gres, MI | 48703 | $38.6M |
| Niles Road Branch | Saint Joseph, MI | 49085 | $37.5M |
| Columbia City Branch | Columbia City, IN | 46725 | $37.0M |
| Eastside Branch | Laporte, IN | 46350 | $35.4M |
| Troy Branch | Troy, MI | 48084 | $34.3M |
| Grayling Business Loop Branch | Grayling, MI | 49738 | $34.2M |
| Munster Branch | Munster, IN | 46321 | $33.4M |
| Fremont Main Branch | Fremont, MI | 49412 | $30.7M |
| Elkhart Branch | Elkhart, IN | 46514 | $30.6M |
| West Lafayette Branch | West Lafayette, IN | 47906 | $30.1M |
| American Trust & Savings Bank of Whiting Branch | Whiting, IN | 46394 | $29.3M |
| Us 31 South Branch | Greenwood, IN | 46143 | $29.3M |
| Summit Community Bank Branch | Okemos, MI | 48864 | $29.2M |
| Horizon Bank South Bend Branch | South Bend, IN | 46635 | $28.9M |
| Syracuse Branch | Syracuse, IN | 46567 | $27.0M |
| Lagrange Branch | Lagrange, IN | 46761 | $25.4M |
| Greenbush Branch | Lafayette, IN | 47904 | $25.2M |
| Lima Road Banking Center Branch | Fort Wayne, IN | 46818 | $19.9M |
| Waterloo Branch | Waterloo, IN | 46793 | $19.4M |
| Lakefront Branch | Hammond, IN | 46394 | $15.4M |
| Fort Wayne Downtown | Fort Wayne, IN | 46802 | $14.9M |
| Benton Harbor Branch | Benton Harbor, MI | 49022 | $10.7M |
| Noblesville Branch | Noblesville, IN | 46060 | $9.9M |
| Horizon Bank Branch | Gary, IN | 46408 | $3.4M |
| Horizon Bank Branch | Kalamazoo, MI | 49007 | $2.2M |
| Laporte Branch | Laporte, IN | 46350 | $0 |
| Charlevoix Bridge Branch | Charlevoix, MI | 49720 | $0 |
| Michigan City Branch | Michigan City, IN | 46360 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4360) · FFIEC NIC profile (RSSD 130541)