Interamerican Bank, a Federal Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 102.2% higher than in Q1 2026, at $7.8M. Interamerican Bank, a Federal Savings Bank ranks 44th of 81 Florida banks on loan-to-deposit ratio, in the lower half at 76.43% (Q2 2026). Interamerican Bank, a Federal Savings Bank reported 76.43% on loan-to-deposit ratio for Q2 2026, 4.41 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $116.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $116.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $7.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.20% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.43% |
| Net loans and leases to deposits | 74.93% |
| Loans and leases to core deposits | 91.64% |
| Core deposits to total deposits | 83.40% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 80.64% | 85.64% | $0 | $1.2M |
| Q4 2023 | 89.74% | 83.46% | $0 | $1.2M |
| Q1 2024 | 90.87% | 83.25% | $0 | $1.2M |
| Q2 2024 | 94.00% | 83.71% | $0 | $1.2M |
| Q3 2024 | 97.73% | 81.90% | $0 | $1.1M |
| Q4 2024 | 99.96% | 81.37% | $0 | $8.2M |
| Q1 2025 | 98.59% | 80.94% | $0 | $1.1M |
| Q2 2025 | 95.08% | 80.85% | $0 | $6.1M |
| Q3 2025 | 86.94% | 79.35% | $0 | $1.1M |
| Q4 2025 | 84.55% | 78.66% | $0 | $13.9M |
| Q1 2026 | 77.97% | 80.87% | $0 | $3.9M |
| Q2 2026 | 76.43% | 83.40% | $0 | $7.8M |
Interamerican Bank, a Federal Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Interamerican Bank, a Federal Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Interamerican Bank, a Federal Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 31823) · FFIEC NIC profile (RSSD 221775)