Interamerican Bank, a Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Interamerican Bank, a Federal Savings Bank of Miami, FL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.54% | 1.34% | -0.80% | 14th bottom |
| ROAE | 4.88% | 13.32% | -8.44% | 14th bottom |
| Net Interest Margin | 3.45% | 3.93% | -0.48% | 25th below |
| Efficiency Ratio | 80.24% | 61.13% | +19.11% | 13th bottom |
| PPNR / Avg Assets | 0.73% | 1.68% | -0.95% | 13th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.61% | 5.67% | -0.06% | 50th above |
| Cost of Funds | 2.41% | 1.88% | +0.53% | 18th bottom |
| Net Interest Spread | 2.57% | 3.32% | -0.75% | 16th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.56% | 0.94% | +0.62% | 17th bottom |
| NPA / Total Assets | 1.03% | 0.70% | +0.33% | 20th bottom |
| NCO / Avg Loans | -0.04% | 0.16% | -0.20% | 93rd top |
| ACL / Total Loans | 1.97% | 1.28% | +0.69% | 93rd top |
| ACL / NPLs (Coverage) | 126.14% | 1539.20% | -1413.06% | 35th below |
| Texas Ratio | 8.45% | 7.33% | +1.12% | 26th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 17.88% | 19.50% | -1.62% | 68th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 17.88% | 19.54% | -1.66% | 68th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.14% | 20.62% | -1.48% | 69th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.21% | 12.14% | -0.93% | 54th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.86% | 11.37% | -0.51% | 58th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.86% | 11.09% | -0.23% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.43% | 80.64% | -4.21% | 58th above |
| Core Deposit Ratio | 83.40% | 86.86% | -3.46% | 25th below |
| Wholesale Funding Ratio | 2.20% | 5.03% | -2.83% | 65th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 24.38% | 6.85% | +17.53% | 96th top |
| Loan Growth (Y/Y) | 3.72% | 7.90% | -4.18% | 41st below |
| Deposit Growth (Y/Y) | 29.04% | 6.28% | +22.76% | 97th top |
See Interamerican Bank, a Federal Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Interamerican Bank, a Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Interamerican Bank, a Federal Savings Bank profile, how to read a UBPR, or how this data updates.