Lawrenceburg Federal Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 4.32 percentage points higher than in Q1 2026, at 131.98%. Among 109 Tennessee banks, Lawrenceburg Federal Bank sits 3rd from the top on loan-to-deposit ratio, 106.90% as of Q2 2026. Against a median of 67.92% for banks in the < $100M asset tier, Lawrenceburg Federal Bank reported 106.90% on loan-to-deposit ratio in Q2 2026, 38.97 points higher.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $11.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $11.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 106.90% |
| Net loans and leases to deposits | 106.64% |
| Loans and leases to core deposits | 131.98% |
| Core deposits to total deposits | 80.99% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 120.98% | 86.26% | $0 | $500K |
| Q4 2023 | 120.20% | 84.73% | $0 | $0 |
| Q1 2024 | 117.00% | 84.47% | $0 | $0 |
| Q2 2024 | 113.83% | 83.48% | $0 | $0 |
| Q3 2024 | 113.67% | 83.60% | $0 | $0 |
| Q4 2024 | 109.24% | 84.59% | $0 | $0 |
| Q1 2025 | 112.67% | 85.08% | $0 | $0 |
| Q2 2025 | 111.55% | 84.08% | $0 | $0 |
| Q3 2025 | 111.66% | 82.32% | $0 | $0 |
| Q4 2025 | 108.15% | 80.60% | $0 | $0 |
| Q1 2026 | 103.77% | 81.29% | $0 | $0 |
| Q2 2026 | 106.90% | 80.99% | $0 | $0 |
Lawrenceburg Federal Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Lawrenceburg Federal Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lawrenceburg Federal Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29186) · FFIEC NIC profile (RSSD 834175)