Lawrenceburg Federal Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lawrenceburg Federal Bank of Lawrenceburg, TN against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.71% | 3.14% | -2.43% | 34th below |
| ROAE | 3.88% | 10.32% | -6.44% | 28th below |
| Net Interest Margin | 3.56% | 3.94% | -0.38% | 33rd below |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 70.15% | 76.33% | -6.18% | 49th below |
| PPNR / Avg Assets | 1.05% | 1.40% | -0.35% | 41st below |
| Yield on Earning Assets | 5.98% | 5.35% | +0.63% | 75th top |
| Cost of Funds | 2.95% | 1.69% | +1.26% | 9th bottom |
| Net Interest Spread | 2.99% | 3.32% | -0.33% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.63% | 1.34% | -0.71% | 39th below |
| NPA / Total Assets | 0.83% | 0.71% | +0.12% | 23rd bottom |
| NCO / Avg Loans | 0.12% | 0.10% | +0.02% | 15th bottom |
| ACL / Total Loans | 0.24% | 1.49% | -1.25% | 0th bottom |
| ACL / NPLs (Coverage) | 37.55% | 868.40% | -830.85% | 12th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.33% | 8.27% | -2.94% | 32nd below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 188.89% | 290.62% | -101.73% | 78th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 18.43% | 17.64% | +0.79% | 76th top |
| Equity / Assets | 19.10% | 16.44% | +2.66% | 78th top |
| TCE / Tangible Assets | 19.10% | 16.18% | +2.92% | 79th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 106.90% | 72.75% | +34.15% | 6th bottom |
| Core Deposit Ratio | 80.99% | 88.30% | -7.31% | 14th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.41% | 4.25% | +4.16% | 78th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.86% | 6.76% | -1.90% | 59th above |
| Deposit Growth (Y/Y) | 9.42% | 3.71% | +5.71% | 83rd top |
See Lawrenceburg Federal Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lawrenceburg Federal Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lawrenceburg Federal Bank profile, how to read a UBPR, or how this data updates.