Local Bank Routing Number (ABA): 062104397

Local Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 14.29% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$111.3M

Tier 1 leverage ratio, Q2 2026

14.29%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

3 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1914

Full financial profile · Is Local Bank safe? · Local Bank call report · Branch locations

What the digits mean

The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 0439, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Local Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Local Bank checks or in its online banking. Ask the bank for wire instructions (mylocal.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Local Bank

Local Bank is headquartered in Tuscaloosa, Alabama and was established in 1914. It is in the TUSCALOOSA, AL metro area. It reported $111.3M in total assets and $87.5M in deposits for Q2 2026, the 81st largest of the 93 banks headquartered in Alabama. It reports 3 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 8 other banks and credit unions headquartered in Tuscaloosa have a routing number listed here.

What the digits in 062104397 mean

The first four digits, 0621, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 0439, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 4 + 7 x 15 + 13 = 130, a multiple of 10, so 062104397 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Local Bank routing number?

The Local Bank routing number is 062104397. It is the primary ABA routing transit number registered to Local Bank, headquartered in Tuscaloosa, AL. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.

What is the Local Bank wire routing number?

This page lists the primary routing number registered to Local Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Local Bank before sending a wire.

Is ABA number 062104397 the routing number for Local Bank?

Yes. It is the primary routing number registered to Local Bank.

Which bank uses routing number 062104397?

It belongs to Local Bank, headquartered in Tuscaloosa, AL. It is the bank's primary ABA routing number (FDIC certificate 9614).

Routing numbers in Tuscaloosa, AL

Bank

Bryant Bank: 062206512

Credit union

Alabama Credit Union: 262277419

Credit union

Alabama One Credit Union: 262277189

Credit union

Riverfall Credit Union: 262277286

Bank

First Federal Bank, a FSB: 262184515

Credit union

Tuscaloosa Va Federal Credit Union: 262277273

Credit union

Red Oak Credit Union: 262277215

Credit union

City Credit Union: 262277202

All routing numbers in Alabama