Logansport Savings Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Loan-to-deposit ratio climbed 5.45 percentage points in Q2 2026, from 74.52% to 79.98%. It was the largest change from Q1 2026 among the key lines here. Logansport Savings Bank ranks 52nd of 87 Indiana banks on loan-to-deposit ratio, in the lower half at 79.98% (Q2 2026). At 79.98%, Logansport Savings Bank's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $191.4M |
| Net loans and leases | $189.4M |
| Loans held for sale | $1.1M |
| Loans to total assets | 69.22% |
| Loan-to-deposit ratio | 79.98% |
| Net loans to equity capital | 7.97% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 17.88% |
| Multifamily (5+ residential) | 0.96% |
| Commercial and industrial | 13.65% |
| Consumer | 0.68% |
| Credit cards | 0.00% |
| Farm | 19.13% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 90.53% |
| Construction concentration (Tier 1 capital + allowance) | 30.30% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.84% |
| Interest income on loans | $3.2M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $171.3M | $201.4M | 20.83% | 18.47% | 0.93% |
| Q4 2023 | $171.4M | $210.4M | 21.42% | 16.21% | 0.99% |
| Q1 2024 | $171.1M | $206.3M | 21.37% | 14.63% | 1.02% |
| Q2 2024 | $172.9M | $212.4M | 21.44% | 13.98% | 1.10% |
| Q3 2024 | $174.6M | $218.5M | 21.50% | 14.53% | 1.01% |
| Q4 2024 | $177.8M | $230.9M | 21.40% | 13.85% | 0.92% |
| Q1 2025 | $174.4M | $229.5M | 20.99% | 14.10% | 1.12% |
| Q2 2025 | $175.2M | $223.8M | 20.58% | 12.56% | 0.91% |
| Q3 2025 | $177.2M | $232.0M | 20.53% | 12.20% | 0.75% |
| Q4 2025 | $182.7M | $226.4M | 19.66% | 12.90% | 0.66% |
| Q1 2026 | $184.0M | $246.9M | 19.14% | 13.87% | 0.69% |
| Q2 2026 | $191.4M | $239.3M | 17.88% | 13.65% | 0.68% |
Logansport Savings Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Logansport Savings Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logansport Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29907) · FFIEC NIC profile (RSSD 918879)