Logansport Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 7.3% from Q1 2026 to Q2 2026, ending at $1.5M against $1.4M. It was the largest change among the key lines on this page. Within Indiana, Logansport Savings Bank is 60th of 87 on net interest margin, 3.47% as of Q2 2026, below the middle of the field. Logansport Savings Bank reported 3.47% on net interest margin for Q2 2026, 0.48 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.64% |
| Yield on loans | 6.84% |
| Yield on securities | 2.74% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.20% |
| Cost of interest-bearing deposits | 2.70% |
| Cost of interest-bearing liabilities | 2.69% |
| Cost of borrowings | 2.85% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.47% |
| Yield to cost spread | 2.95% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $3.2M |
| Total interest expense | $1.5M |
| Interest expense on deposits | $1.4M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.23% | 2.51% | 2.81% | 6.13% | 2.62% |
| Q4 2023 | 5.52% | 2.71% | 2.91% | 6.18% | 3.62% |
| Q1 2024 | 5.33% | 2.50% | 2.85% | 6.20% | 2.77% |
| Q2 2024 | 5.62% | 2.57% | 2.96% | 6.59% | 2.81% |
| Q3 2024 | 5.19% | 2.55% | 2.58% | 5.91% | 2.74% |
| Q4 2024 | 5.69% | 2.39% | 3.17% | 6.49% | 2.79% |
| Q1 2025 | 5.46% | 2.44% | 3.06% | 6.46% | 2.60% |
| Q2 2025 | 5.64% | 2.72% | 3.02% | 6.66% | 2.62% |
| Q3 2025 | 5.81% | 2.49% | 3.31% | 6.90% | 2.65% |
| Q4 2025 | 5.74% | 2.29% | 3.44% | 6.90% | 2.52% |
| Q1 2026 | 5.47% | 2.12% | 3.39% | 6.57% | 2.56% |
| Q2 2026 | 5.64% | 2.20% | 3.47% | 6.84% | 2.74% |
Logansport Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Logansport Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Logansport Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29907) · FFIEC NIC profile (RSSD 918879)