Luminate Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Luminate Bank routing number?

The Luminate Bank routing number is 091916255. It is the primary ABA routing transit number registered to Luminate Bank, headquartered in Minneapolis, MN. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Luminate Bank wire routing number?

This page lists 091916255, the primary routing number registered to Luminate Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Luminate Bank before sending a wire.

Is ABA number 091916255 the routing number for Luminate Bank?

Yes. ABA number 091916255 is the primary routing number registered to Luminate Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 091916255?

Routing number 091916255 belongs to Luminate Bank, headquartered in Minneapolis, MN. It is the bank's primary ABA routing number (FDIC certificate 16635).

Routing numbers in Minneapolis, MN

Bank

Ameriprise Bank, FSB: 091071640

Bank

Northeast Bank: 091000132

Bank

Union Bank and Trust Company: 091001319

Credit union

Electric Machinery Employee Credit Union: 291074418

Credit union

Latvian Credit Union: 291074612

Credit union

Transit Operations Federal Credit Union: 296076343

Credit union

Tribe Federal Credit Union: 091081850

Credit union

Arise Community Credit Union: 091081847

All routing numbers in Minnesota