Mabrey Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income rose 5.6% in Q2 2026 to -$26.9M, the biggest move on this page. Mabrey Bank has the 3rd lowest CET1 ratio of the 71 banks headquartered in Oklahoma, at 10.79% as of Q2 2026. Mabrey Bank reported 10.79% on CET1 ratio for Q2 2026, 2.70 points below the 13.49% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.79% |
| Tier 1 risk-based capital ratio | 10.79% |
| Total risk-based capital ratio | 11.95% |
| Tier 1 leverage ratio | 8.47% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $170.7M |
| Tier 1 capital | $170.7M |
| Total risk-based capital | $189.1M |
| Total equity capital | $143.9M |
| Risk-weighted assets | $1.58B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.12% |
| Tangible equity to tangible assets | 7.12% |
| Equity capital to average assets | 7.14% |
| Internal capital growth rate | 11.51% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.0M |
| Common stock surplus | $36.3M |
| Retained earnings | $133.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$26.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.04% | 11.04% | 12.08% | 8.02% | $1.26B |
| Q4 2023 | 11.32% | 11.32% | 12.39% | 8.02% | $1.25B |
| Q1 2024 | 11.20% | 11.20% | 12.27% | 7.98% | $1.28B |
| Q2 2024 | 11.19% | 11.19% | 12.28% | 8.15% | $1.29B |
| Q3 2024 | 10.98% | 10.98% | 12.05% | 8.00% | $1.33B |
| Q4 2024 | 11.13% | 11.13% | 12.22% | 8.00% | $1.34B |
| Q1 2025 | 10.89% | 10.89% | 11.99% | 8.08% | $1.39B |
| Q2 2025 | 10.98% | 10.98% | 12.10% | 8.19% | $1.41B |
| Q3 2025 | 11.25% | 11.25% | 12.39% | 8.44% | $1.41B |
| Q4 2025 | 10.86% | 10.86% | 11.97% | 8.48% | $1.50B |
| Q1 2026 | 10.96% | 10.96% | 12.12% | 8.48% | $1.52B |
| Q2 2026 | 10.79% | 10.79% | 11.95% | 8.47% | $1.58B |
Mabrey Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Mabrey Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mabrey Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10667) · FFIEC NIC profile (RSSD 139553)