Mabrey Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.79 percentage points higher than in Q1 2026, at 101.53%. Mabrey Bank ranks 33rd of 169 Oklahoma banks on loan-to-deposit ratio, in the upper half at 94.50% (Q2 2026). Mabrey Bank reported 94.50% on loan-to-deposit ratio for Q2 2026, 6.30 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $48.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $411.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $221.4M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.95% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.50% |
| Net loans and leases to deposits | 93.41% |
| Loans and leases to core deposits | 101.53% |
| Core deposits to total deposits | 91.34% |
| Brokered deposits to total deposits | 1.74% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.53% | 90.61% | $5.0M | $95.2M |
| Q4 2023 | 77.28% | 92.25% | $5.4M | $51.6M |
| Q1 2024 | 75.61% | 91.04% | $0 | $9.9M |
| Q2 2024 | 78.54% | 91.33% | $0 | $34.9M |
| Q3 2024 | 79.05% | 88.91% | $0 | $64.8M |
| Q4 2024 | 75.36% | 88.96% | $0 | $3.2M |
| Q1 2025 | 80.27% | 90.14% | $0 | $52.6M |
| Q2 2025 | 85.53% | 90.35% | $0 | $137.5M |
| Q3 2025 | 87.61% | 88.92% | $0 | $137.5M |
| Q4 2025 | 84.88% | 85.94% | $0 | $87.5M |
| Q1 2026 | 88.97% | 91.06% | $0 | $159.3M |
| Q2 2026 | 94.50% | 91.34% | $0 | $221.4M |
Mabrey Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Mabrey Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mabrey Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10667) · FFIEC NIC profile (RSSD 139553)