Marseilles Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 9.5% in Q2 2026, from $5.8M to $6.4M. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Marseilles Bank is 270th of 323 on loan-to-deposit ratio, 52.84% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Marseilles Bank sits 14.78 points lower, at 52.84% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $40.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $4.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 6.11% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.84% |
| Net loans and leases to deposits | 52.28% |
| Loans and leases to core deposits | 58.58% |
| Core deposits to total deposits | 90.21% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 44.02% | 92.62% | $910K | $6.0M |
| Q4 2023 | 49.01% | 92.54% | $0 | $11.0M |
| Q1 2024 | 49.54% | 92.40% | $0 | $11.0M |
| Q2 2024 | 51.98% | 91.76% | $0 | $11.0M |
| Q3 2024 | 52.01% | 90.98% | $0 | $10.8M |
| Q4 2024 | 51.68% | 91.43% | $0 | $8.8M |
| Q1 2025 | 51.80% | 90.46% | $0 | $8.8M |
| Q2 2025 | 52.13% | 89.49% | $0 | $8.8M |
| Q3 2025 | 52.67% | 89.85% | $0 | $5.7M |
| Q4 2025 | 55.41% | 89.92% | $0 | $4.7M |
| Q1 2026 | 53.03% | 89.89% | $0 | $4.7M |
| Q2 2026 | 52.84% | 90.21% | $0 | $4.7M |
Marseilles Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Marseilles Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marseilles Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16318) · FFIEC NIC profile (RSSD 104542)