Marseilles Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Marseilles Bank of Marseilles, IL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.64% | 3.14% | -2.50% | 32nd below |
| ROAE | 12.31% | 10.41% | +1.90% | 69th above |
| Net Interest Margin | 2.41% | 3.93% | -1.52% | 6th bottom |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 72.13% | 76.31% | -4.18% | 46th below |
| PPNR / Avg Assets | 0.71% | 1.40% | -0.69% | 27th below |
| Yield on Earning Assets | 3.96% | 5.35% | -1.39% | 12th bottom |
| Cost of Funds | 1.84% | 1.70% | +0.14% | 35th below |
| Net Interest Spread | 1.75% | 3.31% | -1.56% | 6th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.44% | 1.34% | -0.90% | 45th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.21% | 0.71% | -0.50% | 45th below |
| NCO / Avg Loans | 0.50% | 0.10% | +0.40% | 4th bottom |
| ACL / Total Loans | 1.05% | 1.49% | -0.44% | 33rd below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 236.88% | 866.14% | -629.26% | 64th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 7.97% | 8.25% | -0.28% | 25th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 116.67% | 315.42% | -198.75% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.06% | 62.05% | -41.99% | 45th below |
| Tier 1 Ratio | 20.06% | 62.06% | -42.00% | 45th below |
| Total Capital Ratio | 21.19% | 63.02% | -41.83% | 45th below |
| Leverage Ratio | 8.31% | 17.62% | -9.31% | 6th bottom |
| Equity / Assets | 5.46% | 16.45% | -10.99% | 2nd bottom |
| TCE / Tangible Assets | 5.46% | 16.20% | -10.74% | 2nd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.84% | 72.87% | -20.03% | 68th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 90.21% | 88.21% | +2.00% | 42nd below |
| Wholesale Funding Ratio | 6.11% | 5.27% | +0.84% | 33rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.29% | 4.31% | -4.02% | 35th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.53% | 6.72% | -0.19% | 67th above |
| Deposit Growth (Y/Y) | 5.10% | 3.77% | +1.33% | 66th above |
See Marseilles Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Marseilles Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Marseilles Bank profile, how to read a UBPR, or how this data updates.