Marseilles Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.19 percentage points in Q2 2026 to 2.41%, the biggest move on this page. Marseilles Bank has the 8th lowest net interest margin of the 323 banks headquartered in Illinois, at 2.41% as of Q2 2026. Marseilles Bank reported 2.41% on net interest margin for Q2 2026, 1.48 points below the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.96% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.84% |
| Cost of interest-bearing deposits | 2.08% |
| Cost of interest-bearing liabilities | 2.21% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.41% |
| Yield to cost spread | 1.75% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $560K |
| Total interest expense | $307K |
| Interest expense on deposits | $264K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.03% | 1.83% | 1.49% |
| Q4 2023 | 3.13% | 2.10% | 1.38% |
| Q1 2024 | 3.35% | 2.36% | 1.46% |
| Q2 2024 | 3.43% | 2.38% | 1.54% |
| Q3 2024 | 3.49% | 2.41% | 1.60% |
| Q4 2024 | 3.49% | 2.27% | 1.68% |
| Q1 2025 | 3.55% | 2.15% | 1.82% |
| Q2 2025 | 3.64% | 2.19% | 1.85% |
| Q3 2025 | 3.66% | 2.25% | 1.84% |
| Q4 2025 | 3.90% | 2.05% | 2.19% |
| Q1 2026 | 3.83% | 1.87% | 2.22% |
| Q2 2026 | 3.96% | 1.84% | 2.41% |
Marseilles Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Marseilles Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marseilles Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16318) · FFIEC NIC profile (RSSD 104542)