Marseilles Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 14.71 percentage points higher than in Q1 2026, at 236.88%. Marseilles Bank ranks 258th of 323 Illinois banks on return on assets, in the lower half at 0.64% (Q2 2026). The median for banks in the < $100M asset tier is 0.98% on return on assets. Marseilles Bank sits 0.34 points lower, at 0.64% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 20.06% |
| Tier 1 risk-based capital ratio | 20.06% |
| Total risk-based capital ratio | 21.19% |
| Tier 1 leverage ratio | 8.31% |
| Equity capital to assets | 5.46% |
| Tangible equity to tangible assets | 5.46% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.44% |
| Non-performing assets ratio | 0.21% |
| Net charge-off ratio | 0.50% |
| Texas ratio | 7.97% |
| Allowance for credit losses to loans | 1.05% |
| Reserve coverage of non-performing loans | 236.88% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.64% |
| Return on equity | 12.31% |
| Net interest margin | 2.41% |
| Efficiency ratio | 72.13% |
| Yield on earning assets | 3.96% |
| Cost of funds | 1.84% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 52.84% |
| Core deposits to total deposits | 90.21% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.82% |
| Securities to assets | 43.86% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 8.72% | -0.17% |
| Q4 2023 | — | — | — | 8.50% | -0.41% |
| Q1 2024 | — | — | — | 8.13% | -0.35% |
| Q2 2024 | 16.94% | 16.94% | 17.84% | 8.13% | -0.03% |
| Q3 2024 | 16.01% | 16.01% | 16.87% | 7.99% | -0.06% |
| Q4 2024 | 16.52% | 16.52% | 17.43% | 8.04% | 0.19% |
| Q1 2025 | 16.65% | 16.65% | 17.57% | 8.05% | 0.15% |
| Q2 2025 | 16.82% | 16.82% | 17.73% | 8.14% | 0.10% |
| Q3 2025 | 16.92% | 16.92% | 17.86% | 8.02% | 0.13% |
| Q4 2025 | 16.68% | 16.68% | 17.60% | 8.21% | 0.41% |
| Q1 2026 | 16.61% | 16.61% | 17.64% | 8.24% | 0.00% |
| Q2 2026 | 20.06% | 20.06% | 21.19% | 8.31% | 0.64% |
Marseilles Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Marseilles Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marseilles Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16318) · FFIEC NIC profile (RSSD 104542)