Branch Network
MCS Bank Locations & Branches Milroy, Pennsylvania
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MCS Bank operates 7 branches from its headquarters in Milroy, PA, .
MCS Bank branch network
All 7 branches are in PENNSYLVANIA, across 7 cities. Its largest office by deposits is the Lewistown Branch office in Lewistown, PA, with $62.4M (31.8% of its branch deposits). It had the same number of branches on June 30, 2025.
MCS Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.69% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $224.7M
- Tier 1 leverage ratio, Q2 2026
- 11.69%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1923
Full financial profile · Is MCS Bank safe? · MCS Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Milroy, PA (1 branch) | 1 of 1 | 100.0% | $21.6M |
| State: PA (7 branches) | 111 of 145 | <0.1% | $196.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Pennsylvania.
Share by county and metro area
MCS Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mifflin, PA (6 branches) | 3 of 4 | 14.8% | $161.1M | $1.09B |
| Huntingdon, PA (1 branch) | 5 of 7 | 4.5% | $35.0M | $775.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Lewistown, PA (6 branches) | 3 of 4 | 14.8% | $161.1M | $1.09B |
| Huntingdon, PA (1 branch) | 5 of 7 | 4.5% | $35.0M | $775.0M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lewistown Branch | Lewistown, PA | 17044 | $62.4M |
| Mount Union Branch | Mount Union, PA | 17066 | $35.0M |
| Belleville Branch | Belleville, PA | 17004 | $30.5M |
| Mcclure Branch | Mcclure, PA | 17841 | $23.6M |
| MCS Bank (main office) | Milroy, PA | 17063 | $21.6M |
| Allensville Branch | Allensville, PA | 17002 | $12.3M |
| Burnham Branch | Burnham, PA | 17009 | $10.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 28186) · FFIEC NIC profile (RSSD 757779)