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Milford Federal Bank Locations & Branches Milford, Massachusetts
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Milford Federal Bank operates 4 branches from its headquarters in Milford, MA, .
Milford Federal Bank branch network
Its 4 branches span 2 states and 3 cities. The most are in MASSACHUSETTS (3) and RHODE ISLAND (1). MASSACHUSETTS holds 85.9% of its branch deposits. Milford, MA has the most of its branches, 2. Its largest office by deposits is its main office in Milford, MA, with $251.5M (55.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Milford Federal Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.94% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $545.1M
- Tier 1 leverage ratio, Q2 2026
- 11.94%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1937
Full financial profile · Is Milford Federal Bank safe? · Milford Federal Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Milford, MA (2 branches) | 2 of 9 | 20.1% | $325.0M |
| State: MA (3 branches) | 82 of 112 | <0.1% | $387.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Massachusetts.
Share by county and metro area
Milford Federal Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Worcester, MA (3 branches) | 20 of 26 | 1.7% | $387.9M | $22.52B |
| Providence, RI (1 branch) | 15 of 15 | 0.2% | $63.6M | $29.20B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Worcester, MA-CT (3 branches) | 20 of 26 | 1.7% | $387.9M | $22.52B |
| Providence-Warwick, RI-MA (1 branch) | 21 of 22 | 0.1% | $63.6M | $61.89B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Milford Federal Bank (main office) | Milford, MA | 01757 | $251.5M |
| Medway Rd Branch | Milford, MA | 01757 | $73.5M |
| - Woonsocket Plaza Branch | Woonsocket, RI | 02895 | $63.6M |
| Whitinsville Branch | Whitinsville, MA | 01588 | $62.9M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29835) · FFIEC NIC profile (RSSD 227777)