MT. Victory State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks MT. Victory State Bank of Mount Victory, OH against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.22% | 3.33% | -2.11% | 59th above |
| ROAE | 12.48% | 8.28% | +4.20% | 70th above |
| Net Interest Margin | 4.93% | 3.92% | +1.01% | 86th top |
| Efficiency Ratio | 59.92% | 84.51% | -24.59% | 70th above |
| PPNR / Avg Assets | 1.90% | 1.56% | +0.34% | 76th top |
| Yield on Earning Assets | 6.29% | 5.24% | +1.05% | 84th top |
| Cost of Funds | 1.43% | 1.67% | -0.24% | 56th above |
| Net Interest Spread | 4.12% | 3.30% | +0.82% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.42% | -1.42% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | -0.03% | 0.15% | -0.18% | 87th top |
| ACL / Total Loans | 2.74% | 1.52% | +1.22% | 91st top |
| Texas Ratio | 0.00% | 8.57% | -8.57% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.44% | 22.10% | -11.66% | 23rd bottom |
| Equity / Assets | 10.21% | 20.74% | -10.53% | 29th below |
| TCE / Tangible Assets | 10.21% | 20.49% | -10.28% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 68.24% | 74.27% | -6.03% | 47th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 89.56% | 88.30% | +1.26% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.75% | 3.81% | +5.94% | 82nd top |
| Loan Growth (Y/Y) | 8.96% | 6.84% | +2.12% | 75th top |
| Deposit Growth (Y/Y) | 9.57% | 2.96% | +6.61% | 83rd top |
See MT. Victory State Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock MT. Victory State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full MT. Victory State Bank profile, how to read a UBPR, or how this data updates.