The National Bank of Malvern: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 2.07 percentage points in Q2 2026, from 83.19% to 85.26%. It was the largest change from Q1 2026 among the key lines here. The National Bank of Malvern ranks 81st of 109 Pennsylvania banks on loan-to-deposit ratio, in the lower half at 77.43% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. The National Bank of Malvern sits 3.51 points lower, at 77.43% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $27.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $74.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.43% |
| Net loans and leases to deposits | 76.20% |
| Loans and leases to core deposits | 85.26% |
| Core deposits to total deposits | 90.82% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 75.08% | 97.23% | $0 | $0 |
| Q4 2023 | 81.42% | 96.18% | $0 | $0 |
| Q1 2024 | 78.55% | 95.74% | $0 | $0 |
| Q2 2024 | 83.88% | 93.96% | $0 | $0 |
| Q3 2024 | 79.88% | 93.75% | $0 | $0 |
| Q4 2024 | 85.34% | 93.84% | $0 | $0 |
| Q1 2025 | 81.90% | 92.85% | $0 | $0 |
| Q2 2025 | 81.67% | 92.58% | $0 | $0 |
| Q3 2025 | 77.69% | 91.95% | $0 | $0 |
| Q4 2025 | 77.42% | 91.76% | $0 | $0 |
| Q1 2026 | 75.84% | 91.16% | $0 | $0 |
| Q2 2026 | 77.43% | 90.82% | $0 | $0 |
The National Bank of Malvern liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The National Bank of Malvern, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The National Bank of Malvern profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7590) · FFIEC NIC profile (RSSD 977616)