The National Bank of Malvern: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The National Bank of Malvern of Malvern, PA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.11% | 1.34% | +0.77% | 88th top |
| ROAE Behind the peer average, ahead of the median peer. | 13.30% | 13.32% | -0.02% | 56th above |
| Net Interest Margin | 4.61% | 3.93% | +0.68% | 83rd top |
| Efficiency Ratio | 43.42% | 61.13% | -17.71% | 91st top |
| PPNR / Avg Assets | 2.58% | 1.68% | +0.90% | 91st top |
| Yield on Earning Assets | 5.94% | 5.67% | +0.27% | 66th above |
| Cost of Funds | 1.57% | 1.88% | -0.31% | 65th above |
| Net Interest Spread | 3.65% | 3.32% | +0.33% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 0.94% | -0.84% | 73rd above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 75th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.60% | 1.28% | +0.32% | 84th top |
| ACL / NPLs (Coverage) | 1530.46% | 1546.12% | -15.66% | — |
| Texas Ratio | 0.39% | 7.34% | -6.95% | 82nd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.55% | 12.14% | +4.41% | 92nd top |
| Equity / Assets | 16.14% | 11.36% | +4.78% | 91st top |
| TCE / Tangible Assets | 16.14% | 11.08% | +5.06% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.43% | 80.66% | -3.23% | 57th above |
| Core Deposit Ratio | 90.82% | 86.85% | +3.97% | 60th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.09% | 6.84% | -2.75% | 48th below |
| Loan Growth (Y/Y) | -2.54% | 7.92% | -10.46% | 13th bottom |
| Deposit Growth (Y/Y) | 2.79% | 6.29% | -3.50% | 41st below |
See The National Bank of Malvern's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The National Bank of Malvern, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The National Bank of Malvern profile, how to read a UBPR, or how this data updates.