Bank Routing Number

NBT Bank, N.A. Routing Number

The primary ABA routing number (RTN) for NBT Bank, N.A., Norwich, NY is shown below.

Primary ABA / RTN

021303618

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the NBT Bank, N.A. routing number?

The NBT Bank, N.A. routing number is 021303618. It is the primary ABA routing transit number registered to NBT Bank, N.A., headquartered in Norwich, NY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the NBT Bank, N.A. wire routing number?

This page lists 021303618, the primary routing number registered to NBT Bank, N.A. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with NBT Bank, N.A. before sending a wire.

Is ABA number 021303618 the routing number for NBT Bank, N.A.?

Yes. ABA number 021303618 is the primary routing number registered to NBT Bank, N.A. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 021303618?

Routing number 021303618 belongs to NBT Bank, N.A., headquartered in Norwich, NY. It is the bank's primary ABA routing number (FDIC certificate 7230).

Routing numbers of similar-size institutions in New York

Bank, New York, NY: Safra National Bank of New York: 026003023
Bank, Bridgehampton, NY: Dime Commercial Bank: 021406667
Bank, New York, NY: Popular Bank: 026008811
Bank, Canton, NY: Community Bank, N.A.: 021305386
Credit union, Bethpage, NY: Fourleaf Federal Credit Union: 221473652
Bank, New York, NY: Israel Discount Bank of New York: 026009768
Bank, New York, NY: Apple Bank: 226070584
Bank, Brooklyn, NY: The Depository Trust Company: 026002066

All routing numbers in New York

View NBT Bank, N.A.'s full profile →

Have a routing number and want to know whose it is? Use the routing number lookup.

Regulator records: FDIC BankFind (cert 7230) · FFIEC NIC profile (RSSD 702117)