Newbank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Newbank of Flushing, NY against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.27% | 1.25% | +0.02% | 49th below |
| ROAE | 8.57% | 13.17% | -4.60% | 27th below |
| Net Interest Margin | 4.38% | 3.95% | +0.43% | 74th above |
| Efficiency Ratio | 58.31% | 61.50% | -3.19% | 58th above |
| PPNR / Avg Assets | 2.00% | — | — | 72nd above |
| Yield on Earning Assets | 6.73% | 5.67% | +1.06% | 92nd top |
| Cost of Funds | 2.69% | 1.87% | +0.82% | 11th bottom |
| Net Interest Spread | 3.08% | — | — | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.65% | 0.93% | +1.72% | 8th bottom |
| NPA / Total Assets | 2.00% | — | — | 8th bottom |
| NCO / Avg Loans | 0.40% | 0.15% | +0.25% | 7th bottom |
| ACL / Total Loans | 1.47% | — | — | 77th top |
| ACL / NPLs (Coverage) | 55.59% | — | — | 13th bottom |
| Texas Ratio | 12.73% | 6.06% | +6.67% | 13th bottom |
| Provision / NCO | 141.26% | — | — | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.00% | 11.75% | +3.25% | 86th top |
| Equity / Assets | 14.63% | 10.98% | +3.65% | 87th top |
| TCE / Tangible Assets | 14.57% | — | — | 88th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.91% | 80.44% | +9.47% | 29th below |
| Core Deposit Ratio | 69.02% | 86.95% | -17.93% | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.41% | — | — | 9th bottom |
| Loan Growth (Y/Y) | 13.34% | — | — | 83rd top |
| Deposit Growth (Y/Y) | -2.78% | — | — | 11th bottom |
See Newbank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Newbank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Newbank profile, how to read a UBPR, or how this data updates.