Newtek Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Newtek Bank, N.A. of Miami, FL against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 4.89% | 1.43% | +3.46% | 99th top |
| ROAE | 56.79% | 12.46% | +44.33% | 100th top |
| Net Interest Margin | 4.53% | 3.84% | +0.69% | 88th top |
| Efficiency Ratio | 36.91% | 58.89% | -21.98% | 95th top |
| PPNR / Avg Assets | 8.59% | 1.77% | +6.82% | 100th top |
| Yield on Earning Assets | 7.92% | 5.71% | +2.21% | 97th top |
| Cost of Funds | 3.59% | 2.03% | +1.56% | 2nd bottom |
| Net Interest Spread | 4.18% | 3.18% | +1.00% | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 7.17% | 0.96% | +6.21% | 0th bottom |
| NPA / Total Assets | 6.08% | 0.74% | +5.34% | 0th bottom |
| NCO / Avg Loans | 1.33% | 0.30% | +1.03% | 3rd bottom |
| ACL / Total Loans | 2.57% | 1.25% | +1.32% | 98th top |
| ACL / NPLs (Coverage) | 35.84% | 699.58% | -663.74% | 4th bottom |
| Texas Ratio | 63.45% | 7.10% | +56.35% | 0th bottom |
| Provision / NCO | 154.85% | 815.40% | -660.55% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.52% | 17.41% | -5.89% | 17th bottom |
| Tier 1 Ratio | 11.52% | 17.45% | -5.93% | 17th bottom |
| Total Capital Ratio | 12.79% | 18.51% | -5.72% | 18th bottom |
| Leverage Ratio | 8.66% | 11.60% | -2.94% | 7th bottom |
| Equity / Assets | 8.33% | 11.33% | -3.00% | 10th bottom |
| TCE / Tangible Assets | 7.74% | 10.65% | -2.91% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.48% | 86.35% | +6.13% | 37th below |
| Core Deposit Ratio | 90.32% | 85.55% | +4.77% | 59th above |
| Uninsured Deposit Ratio | 19.12% | 32.72% | -13.60% | 85th top |
| Wholesale Funding Ratio | 0.25% | 5.46% | -5.21% | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 83.82% | 10.38% | +73.44% | 99th top |
| Loan Growth (Y/Y) | 84.89% | 7.91% | +76.98% | 99th top |
| Deposit Growth (Y/Y) | 91.89% | 7.89% | +84.00% | 99th top |
See Newtek Bank, N.A.'s peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Newtek Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Newtek Bank, N.A. profile, how to read a UBPR, or how this data updates.