North Brookfield Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks North Brookfield Savings Bank of North Brookfield, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.63% | 1.34% | -0.71% | 17th bottom |
| ROAE | 6.87% | 13.32% | -6.45% | 21st bottom |
| Net Interest Margin | 3.02% | 3.93% | -0.91% | 10th bottom |
| Efficiency Ratio | 76.31% | 61.13% | +15.18% | 18th bottom |
| PPNR / Avg Assets | 0.79% | 1.68% | -0.89% | 14th bottom |
| Yield on Earning Assets | 4.69% | 5.67% | -0.98% | 13th bottom |
| Cost of Funds | 1.79% | 1.88% | -0.09% | 51st above |
| Net Interest Spread | 2.59% | 3.32% | -0.73% | 16th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.33% | 0.94% | -0.61% | 55th above |
| NPA / Total Assets | 0.22% | 0.70% | -0.48% | 58th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 30th below |
| ACL / Total Loans | 0.66% | 1.28% | -0.62% | 6th bottom |
| ACL / NPLs (Coverage) | 199.59% | 1539.31% | -1339.72% | 48th below |
| Texas Ratio | 2.28% | 7.33% | -5.05% | 60th above |
| Provision / NCO | 130.43% | 1396.33% | -1265.90% | 47th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.92% | 12.14% | -1.22% | 49th below |
| Equity / Assets | 9.10% | 11.38% | -2.28% | 29th below |
| TCE / Tangible Assets | 9.06% | 11.09% | -2.03% | 32nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.47% | 80.64% | -4.17% | 58th above |
| Core Deposit Ratio | 90.99% | 86.86% | +4.13% | 61st above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.89% | 5.03% | -0.14% | 38th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.70% | 6.85% | -3.15% | 45th below |
| Loan Growth (Y/Y) | 2.16% | 7.91% | -5.75% | 32nd below |
| Deposit Growth (Y/Y) | 2.75% | 6.29% | -3.54% | 41st below |
See North Brookfield Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock North Brookfield Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full North Brookfield Savings Bank profile, how to read a UBPR, or how this data updates.