Northfield Bank: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
Northfield Bank reported all 9 line items on this page on its Q2 2026 filing. Unused loan commitments was $190.5M in Q2 2026, up 8.4% from $175.8M in Q2 2025. That is 3.5% of its total assets. Across the 12 quarters shown it ranged from $148.6M (Q3 2023) to $190.5M (Q2 2026).
What the off-balance-sheet exposure page covers and where each line comes from.
Trading liabilities dropped 15.0% in Q2 2026, from $4.3M to $3.6M. It was the largest change from Q1 2026 among the key lines here.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $190.5M |
| Letters of credit | $0 |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $287.2M |
| Interest rate swaps, notional | $287.2M |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 5.22% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $18.8M |
| Trading liabilities | $3.6M |
| Trading assets to total assets | 0.34% |
Source: Call Report Schedules RC-L and RC-R. Open the filed call report for Q2 2026 on the FFIEC CDR.
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $148.6M | $0 | 2.35% |
| Q4 2023 | $149.4M | $0 | 2.60% |
| Q1 2024 | $150.7M | $0 | 2.46% |
| Q2 2024 | $155.7M | $0 | 2.45% |
| Q3 2024 | $155.8M | $0 | 2.76% |
| Q4 2024 | $158.6M | $0 | 3.38% |
| Q1 2025 | $163.7M | $0 | 3.29% |
| Q2 2025 | $175.8M | $0 | 3.26% |
| Q3 2025 | $181.5M | $0 | 4.02% |
| Q4 2025 | $175.4M | $0 | 4.96% |
| Q1 2026 | $182.8M | $0 | 4.94% |
| Q2 2026 | $190.5M | $0 | 5.22% |
Northfield Bank off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q2 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Northfield Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28710) · FFIEC NIC profile (RSSD 28013)