Bank call report · Staten Island, NY
Northfield Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 041. Source: FFIEC Central Data Repository.
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Northfield Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 349 reported line items, schedule by schedule (652 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 28013 |
| FDIC certificate number | 28710 |
| Total assets | $5.50B |
Official Q2 2026 call report PDF (FFIEC) →
Northfield Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · Northfield Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $5.50B |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $5.50B |
| Total liabilities and minority interest | RCON2948 | $4.78B |
| Total deposits | RCON2200 | $4.01B |
| Loans and leases, net of unearned income - totals | RCONB528 | $3.71B |
| Loans and leases, net of unearned income and allowance | RCONB529 | $3.67B |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $3.22B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.22B |
| Deposits, noninterest-bearing | RCON6631 | $790.8M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $721.3M |
| Total equity capital | RCON3210 | $721.2M |
| Other borrowed money | RCON3190 | $682.8M |
| Surplus | RCON3839 | $461.5M |
| Undivided profits and capital reserves | RCON3632 | $278.6M |
| Other assets | RCON2160 | $277.6M |
| Interest-bearing balances | RCON0071 | $243.4M |
| Other liabilities, total | RCON2930 | $87.0M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $47.7M |
| Allowance for loan and lease losses | RCON3123 | $36.9M |
| Trading assets, total | RCON3545 | $18.8M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $13.0M |
| Other components of equity capital | RCONA130 | -$11.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $7.7M |
| Held-to-maturity securities, total | RCON1754 | $7.7M |
| Accumulated other comprehensive income | RCONB530 | -$7.6M |
| Trading liabilities, total | RCON3548 | $3.6M |
| Minority interest in consolidated subsidiaries and similar items | RCON3000 | $108K |
| Intangible assets | RCON2143 | $88K |
Schedule RI: Income Statement (46 items)
About Schedule RI · Northfield Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $125.7M |
| Interest and fee income on loans, total | RIAD4010 | $91.7M |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $76.2M |
| Net interest income | RIAD4074 | $76.1M |
| Total interest expense | RIAD4073 | $49.6M |
| Total noninterest expense | RIAD4093 | $44.4M |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $36.5M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $36.5M |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $28.8M |
| Income (loss) before discontinued operations | RIAD4300 | $26.7M |
| Net income (loss) | RIAD4340 | $26.7M |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $26.7M |
| Salaries and employee benefits | RIAD4135 | $26.6M |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $15.4M |
| Interest on trading liabilities and other borrowed money | RIAD4185 | $13.9M |
| Other noninterest expense | RIAD4092 | $10.4M |
| Applicable income taxes | RIAD4302 | $9.8M |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $9.7M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $9.1M |
| Total noninterest income | RIAD4079 | $8.9M |
| Savings deposits (including mmdas) | RIAD0093 | $8.8M |
| Expenses of premises and fixed assets | RIAD4217 | $7.5M |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $5.8M |
| Other noninterest income | RIADB497 | $5.0M |
| Provisions for credit losses on financial assets | RIADJJ33 | $4.1M |
| Provision for loan and lease losses | RIAD4230 | $4.0M |
| Interest income on balances due from depository institutions | RIAD4115 | $2.5M |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $2.4M |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $2.0M |
| Other interest income | RIAD4518 | $1.5M |
| Service charges on deposits in domestic office all other | RIADH035 | $1.4M |
| Trading revenue | RIADA220 | $1.4M |
| Interest on other securities | RIAD4060 | $1.0M |
| Service charges on deposits in domestic office maintenance for individuals | RIADH033 | $467K |
| Income from the sale and servicing of mutual funds and annuities (in domestic offices) | RIAD8431 | $450K |
| Fees and commissions from annuity sales | RIADC887 | $254K |
| Fees and commissions from securities brokerage | RIADC886 | $193K |
| Service charges on deposits in domestic office overdraft related for individuals | RIADH032 | $149K |
| Net servicing fees | RIADB492 | $38K |
| Net gains (losses) on sales of loans | RIAD5416 | $16K |
| Service charges on deposits in domestic office ATM-related for individuals | RIADH034 | $15K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $14K |
| Income from other insurance and reinsurance activities | RIADC387 | $3K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $2K |
| Realized gains (losses) on available-for-sale debt securities | RIAD3196 | -$2K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 363 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
Schedule RC-B: Securities (31 items)
About Schedule RC-B · Northfield Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, available-for-sale amortized cost | RCONG302 | $563.3M |
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, available-for-sale fair value | RCONG303 | $562.7M |
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, held-to-maturity amortized cost | RCONG300 | $292K |
| Mortgage-backed securities (MBS), residential pass-through securities, guaranteed by GNMA, held-to-maturity fair value | RCONG301 | $266K |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale amortized cost | RCONG306 | $204.6M |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, available-for-sale fair value | RCONG307 | $194.9M |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, held-to-maturity amortized cost | RCONG304 | $7.4M |
| Mortgage-backed securities (MBS), residential pass-through securities, issued by FNMA and FHLMC, held-to-maturity fair value | RCONG305 | $7.2M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $413.6M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $412.8M |
| Total amortized cost of available-for-sale securities | RCON1772 | $1.23B |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $583.4M |
| Pledged securities | RCON0416 | $557.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $256.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $157.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $156.3M |
| Fair value of other available-for-sale domestic debt securities | RCON1741 | $47.9M |
| Amortized cost of other available-for-sale domestic debt securities | RCON1739 | $47.7M |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $39.8M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $27.5M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $20.2M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $10.7M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $8.8M |
| Total fair value of held-to-maturity securities | RCON1771 | $7.4M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $3.1M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $2.0M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA556 | $854K |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $614K |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $613K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $587K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $541K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Northfield Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $3.71B |
| Real estate loans secured by multi-family (5 or more) residential properties | RCON1460 | $2.28B |
| Pledged loans and leases | RCONG378 | $1.94B |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $1.42B |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $1.08B |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $459.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $416.6M |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $397.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $317.7M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $220.9M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $191.7M |
| Commercial and industrial loans | RCON1766 | $167.8M |
| Commercial and industrial loans to U.S. addressees | RCON1763 | $167.8M |
| Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RCON1797 | $112.9M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $109.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA569 | $92.3M |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $67.3M |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $63.9M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over 15 years | RCONA575 | $42.6M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $31.3M |
| Loans secured by other construction loans and all land development and other land loans | RCONF159 | $29.7M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $24.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $23.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $17.0M |
| Total loan modifications to borrowers experiencing financial difficulty that are in compliance with their modified terms | RCONHK25 | $9.6M |
| Loan modifications to borrowers experiencing financial difficulty - construction, land development, and other land loans, secured by multifamily (5 or more) nonresidential properties | RCONK160 | $4.8M |
| Loan modifications to borrowers experiencing financial difficulty - construction, land development, and other land loans, secured by nonfarm nonresidential properties, loans secured by other nonfarm nonresidential properties | RCONK162 | $4.4M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $3.9M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $1.6M |
| Loans secured by 1-4 family residential construction | RCONF158 | $1.2M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $359K |
| Loan modifications to borrowers experiencing financial difficulty - commercial and industrial loans | RCONK256 | $336K |
| Loan modifications to borrowers experiencing financial difficulty - commercial and industrial loans, to U.S. addressees (domicile) | RCONK163 | $336K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $84.7M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $28.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $19.2M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $6.5M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $4.8M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $372K |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 224 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 200 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 175 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 112 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 48 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 3 |
Schedule RC-D: Trading Assets and Liabilities (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other trading assets (in domestic offices) | RCON3541 | $15.2M |
| Revaluation losses on interest rate, foreign exchange rate, and other commodity and equity contracts | RCON3547 | $3.6M |
| Revaluation gains on interest rate, foreign exchange rate, and other commodity and equity contracts | RCON3543 | $3.6M |
Schedule RC-E: Deposit Liabilities (33 items)
About Schedule RC-E · Northfield Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total demand deposits (see note below) | RCON2210 | $2.16B |
| Total transaction accounts | RCON2215 | $2.16B |
| Total nontransaction accounts (including mmda's) | RCON2385 | $1.85B |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $1.77B |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $1.23B |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $931.2M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $854.1M |
| Components of total nontransaction account deposits of individuals, partnerships and corporations, total deposits in those other savings deposit account deposit products intended primarily for individuals for personal, household, or family use | RCONP758 | $825.1M |
| Components of total transaction account deposits of individuals, partnerships, and coporations, total deposits in those noninterest-bearing transaction account deposit products intended primarily for individuals for personal, household, or family use | RCONP753 | $666.0M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $481.1M |
| Components of total transaction account deposits of individuals, partnerships, and coporations, total deposits in those interest-bearing transaction account deposit products intended primarily for individuals for personal, household, or family use | RCONP754 | $467.3M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $389.3M |
| Money market deposit accounts (mmda's) | RCON6810 | $317.8M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $305.8M |
| Total time deposits of less than $100,000 | RCON6648 | $229.2M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $139.9M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $135.2M |
| Components of total nontransaction account deposits of individuals, partnerships and corporations, deposits in all other mmdas of individuals, partnerships and corporations | RCONP757 | $127.2M |
| Components of total nontransaction account deposits of individuals, partnerships and corporations, total deposits in those MMDA deposit products intended primarily for individuals for personal, household, or family use | RCONP756 | $119.6M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $114.0M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $91.8M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $72.5M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $43.2M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $30.7M |
| Selected components of total deposits, brokered deposits of 250000 or less (fully insured brokered deposits) | RCONHK05 | $30.0M |
| Total brokered deposits | RCON2365 | $30.0M |
| Total reciprocal deposits | RCONJH83 | $23.8M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $23.2M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $21.1M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $13.4M |
| Components of total nontransaction account deposits of individuals, partnerships and corporations, deposits in all other other savings deposits accounts of individuals, partnerships and corporations | RCONP759 | $2.8M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three years | RCONHK15 | $2.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over one year through three years | RCONHK14 | $2.3M |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $186.7M |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $40.4M |
| Other assets | RCON2168 | $20.8M |
| Accrued interest receivable | RCONB556 | $19.3M |
| Net deferred tax assets | RCON2148 | $10.4M |
| Prepaid expenses | RCON2166 | $4.0M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other liabilities | RCON2938 | $78.1M |
| Deferred compensation liabilities | RCONC011 | $19.4M |
| Other expenses accrued and unpaid | RCON3646 | $8.4M |
| Allowance for credit losses on off-balance sheet credit exposures | RCONB557 | $366K |
| Interest accrued and unpaid on deposits (in domestic offices) | RCON3645 | $46K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · Northfield Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $5.55B |
| Quarterly average of total loans | RCON3360 | $3.77B |
| Quarterly average of all other loans secured by real estate | RCON3466 | $3.23B |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $1.50B |
| Mortgage-backed securities | RCONB559 | $1.27B |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $1.17B |
| Quarterly average of other borrowed money | RCON3355 | $675.8M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $547.7M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $363.5M |
| Quarterly average of commercial and industrial loans | RCON3387 | $173.9M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $156.8M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $135.8M |
| All other securities | RCONB560 | $53.6M |
| Quarterly average of assets held in trading accounts | RCON3401 | $14.7M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $1.5M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $550K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · Northfield Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest rate contracts - notional value of all outstanding interest rate swaps | RCON3450 | $287.2M |
| Total gross notional amount of interest rate derivative contracts held for trading | RCONA126 | $287.2M |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $190.5M |
| Other unused commitments, commercial and industrial loans | RCONJ457 | $131.9M |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $38.3M |
| Commercial and similar letters of credit | RCON3411 | $4.5M |
| Gross negative fair value of interest rate derivative contracts held for trading | RCON8737 | $3.6M |
| Gross positive fair value of interest rate derivative contracts held for trading | RCON8733 | $3.6M |
| 1-4 family residential construction loan commitments | RCONF164 | $3.2M |
| Other unused commitments, all other unused commitments | RCONJ459 | $221K |
Schedule RC-M: Memoranda (14 items)
About Schedule RC-M · Northfield Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB advances (loans) due in one year or less | RCON2651 | $343.5M |
| FHLB advances, advances with a remaining maturity or next repricing date of one year or less | RCONF055 | $343.5M |
| FHLB advances, advances with a remaining maturity or next repricing date of over one year through three years | RCONF056 | $242.3M |
| Secured liabilities, amount of 'other borrowings' that are secured | RCONF065 | $83.1M |
| Other borrowed money, other borrowings with a remaining maturity or next repricing date of one year or less | RCONF060 | $52.6M |
| Other borrowings, with a remaining maturity of one year or less | RCONB571 | $52.6M |
| Other borrowed money, other borrowings with a remaining maturity or next repricing date of over five years | RCONF063 | $36.8M |
| Other borrowed money, other borrowings with a remaining maturity or next repricing date of over one year through three years | RCONF061 | $5.0M |
| Other borrowed money, other borrowings with a remaining maturity or next repricing date of over three year through five years. | RCONF062 | $2.6M |
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $701K |
| Estimated fair value of mortgage servicing assets | RCONA590 | $88K |
| Mortgage servicing assets | RCON3164 | $88K |
| Does the institution use the home owners' loan act (hola) qtl test or the internal revenue service domestic building and loan association (IRS dbla) test to determine its qtl compliance? | RCONL133 | 1 |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (24 items)
About Schedule RC-N · Northfield Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $20.4M |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $13.8M |
| Loans secured by real estate (in domestic offices), secured by multifamily (5 or more) residential properties - past due 30 through 89 days and still accruing | RCON3499 | $8.1M |
| Additions to nonaccrual assets | RCONC410 | $7.0M |
| Loans secured by owner-occupied nonfarm nonresidential properties, nonaccrual | RCONF182 | $7.0M |
| Commercial and industrial loans - nonaccrual | RCON1608 | $5.2M |
| Loans secured by real estate (in domestic offices), secured by multifamily (5 or more) residential properties - nonaccrual | RCON3501 | $3.2M |
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $3.2M |
| Total loans and lease financing receivables, past due 90 days or more and still accruing | RCON1407 | $2.6M |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $2.1M |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - nonaccrual | RCON5400 | $1.5M |
| Loan modifications to borrowers experiencing financial difficulty, commercial and industrial loans - nonaccrual | RCONK259 | $1.5M |
| Loan modifications to borrowers experiencing financial difficulty, commercial and industrial loans - to US addressees - nonaccrual | RCONK122 | $1.5M |
| Total loan modifications to borrowers experiencing financial difficulty included in schedule RC-N items 1 through 7 above and not reported in schedule RC-C, part I, memo item 1, nonaccrual | RCONHK28 | $1.5M |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $1.3M |
| Commercial and industrial loans - past due 90 days or more and still accruing | RCON1607 | $1.2M |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-past due 30 thru 89 days and still accruing | RCONC238 | $999K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 90 days or more and still accruing | RCONC237 | $812K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 30 through 89 days and still accruing | RCON5398 | $737K |
| Loans secured by 1-4 family residential properties, revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit - past due 90 days or more and still accruing | RCON5399 | $514K |
| Loans secured by owner-occupied nonfarm nonresidential properties, 30-89 days past due | RCONF178 | $453K |
| Closed-end loans secured by 1-4 family residential properties, secured by junior liens-nonaccural | RCONC230 | $333K |
| Loans secured by owner-occupied nonfarm nonresidential properties, 90 or more days past due and still accruing | RCONF180 | $63K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $5K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (14 items)
About Schedule RC-O · Northfield Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured other borrowings with a remaining maturity of over five years | RCONG468 | $13.9M |
| Average consolidated total assets for the calendar quarter | RCONK652 | $5.55B |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $4.01B |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $2.32B |
| Estimated amount of uninsured assessable deposits in domestic offices of the bank and in insured branches in puerto rico and U.S. territories and possessions, including related interest accrued and unpaid | RCON5597 | $2.02B |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $1.65B |
| Average tangible equity for the calendar quarter | RCONK654 | $725.0M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $40.3M |
| Amount of retirement deposit accounts of more than $250,000 | RCONF047 | $3.0M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 71,420 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 2,182 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 1,981 |
| Number of retirement deposit accounts of more than $250,000 | RCONF048 | 9 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (11 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Trading derivative assets - level 2 fair value measurements | RCONG495 | $3.6M |
| Other trading assets - level 1 fair value measurements | RCONG499 | $15.2M |
| Other trading assets - total fair value reported on schedule RC | RCONG497 | $15.2M |
| Trading derivative liabilities - level 2 fair value measurements | RCONG514 | $3.6M |
| Total assets measured at fair value on a recurring basis - total fair value reported on schedule RC | RCONG502 | $1.24B |
| Total assets measured at fair value on a recurring basis - level 2 fair value measurements | RCONG505 | $1.22B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.22B |
| Available-for-sale securities - level 2 fair value measurements | RCONG476 | $1.22B |
| Total assets measured at fair value on a recurring basis - level 1 fair value measurements | RCONG504 | $15.2M |
| Total liabilities measured at fair value on a recurring basis - level 2 fair value measurements | RCONG534 | $3.6M |
| Total liabilities measured at fair value on a recurring basis - total fair value reported on schedule RC | RCONG531 | $3.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · Northfield Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $5.55B |
| Average total assets (net of deductions) | RCOAA224 | $5.55B |
| Total assets | RCOA2170 | $5.50B |
| Common equity tier 1 capital | RCOAP859 | $728.8M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $728.8M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $728.8M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $721.2M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $450.2M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $368.8M |
| Off-balance sheet exposures, Unused portion of conditionally cancellable commitments | RCOAKX79 | $364.2M |
| Retained Earnings | RCOAKW00 | $278.6M |
| Trading assets and trading liabilities (Schedule RC, sum of items 5 and 15). Report as a dollar amount in Column A and as a percentage of total assets (5% limit) in Column B | RCOAKX77 | $22.5M |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$7.6M |
| Accumulated other comprehensive income | RCOAB530 | -$7.6M |
| Off-balance sheet exposures, Other off-balance sheet exposures | RCOAKX81 | $4.5M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCOAJJ30 | $2.5M |
| Less, amounts recorded in AOCI attributed to defined benefit postretirement plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP847 | $25K |
| Less, other deductions from assets for leverage capital purposes | RCOAB596 | $25K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.1313 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.067 |
| Trading assets and trading liabilities (Schedule HC, sum of items 5 and 15) | RCOAKX78 | 0.0041 |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding principal balance of loans other than 1-4 family residential mortgage loans that are serviced for others | RCONA591 | $43.5M |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance end of previous calendar year as restated | RIADB508 | $724.2M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $724.2M |
| Total equity capital | RIAD3210 | $721.2M |
| Cash dividends declared on common stock | RIAD4460 | $27.9M |
| Other comprehensive income | RIADB511 | -$3.4M |
| Other transactions with stockholders (including parent holding company) | RIAD4415 | $1.7M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (8 items)
About Schedule RI-B, Part I · Northfield Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on allowance for loan and lease losses | RIAD4635 | $5.8M |
| Charge-offs on commercial and industrial loans | RIAD4638 | $5.8M |
| Recoveries on allowance for loan and lease losses | RIAD4605 | $560K |
| Recoveries on commercial and industrial loans | RIAD4608 | $528K |
| Loans secured by owner-occupied nonfarm nonresidential properties, recoveries | RIADC896 | $23K |
| Recoveries on loans secured by multifamily (5 or more) residential properties | RIAD3589 | $9K |
| Charge-offs on closed-end loans by 1-4 family residential properties, secured by first liens | RIADC234 | $6K |
| Charge-offs on revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit | RIAD5411 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Northfield Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $38.1M |
| Allowance for loan and lease losses | RIAD3123 | $36.9M |
| Charge-offs on allowance for loan and lease losses | RIADC079 | $5.8M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $76K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $3.71B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $3.14B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $368.4M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $167.8M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $36.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $30.9M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $25.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $5.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $5.6M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $1.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $291K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $2K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Data processing expenses | RIADC017 | $4.9M |
| Earnings on/increase in value of cash surrender value of life insurance | RIADC014 | $3.8M |
| First itemized transaction of other transactions with stockholders (including parent holding company) (4415) | RIAD4498 | $1.3M |
| Bank card and credit card interchange fees | RIADF555 | $743K |
| Second itemized transaction of other transactions with stockholders (including parent holding company) (4415) | RIAD4499 | $412K |
Northfield Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Northfield Bank financial reports and ratios →
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Regulator records: FDIC BankFind (cert 28710) · FFIEC NIC profile (RSSD 28013)