One World Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks One World Bank of Dallas, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -1.01% | 1.34% | -2.35% | 2nd bottom |
| ROAE | -7.50% | 13.32% | -20.82% | 2nd bottom |
| Net Interest Margin | 4.73% | 3.93% | +0.80% | 87th top |
| Efficiency Ratio | 63.47% | 61.14% | +2.33% | 44th below |
| PPNR / Avg Assets | 2.10% | 1.68% | +0.42% | 76th top |
| Yield on Earning Assets | 7.18% | 5.67% | +1.51% | 96th top |
| Cost of Funds | 2.77% | 1.88% | +0.89% | 9th bottom |
| Net Interest Spread | 3.39% | 3.32% | +0.07% | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 5.33% | 0.15% | +5.18% | 0th bottom |
| ACL / Total Loans | 1.42% | 1.28% | +0.14% | 73rd above |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
| Provision / NCO | 91.54% | 1396.05% | -1304.51% | 38th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.24% | 12.14% | +1.10% | 77th top |
| Equity / Assets | 13.08% | 11.37% | +1.71% | 79th top |
| TCE / Tangible Assets | 13.08% | 11.09% | +1.99% | 81st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.44% | 80.63% | +10.81% | 25th below |
| Core Deposit Ratio | 75.77% | 86.86% | -11.09% | 10th bottom |
| Wholesale Funding Ratio | 1.79% | 5.03% | -3.24% | 71st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.18% | 6.85% | -4.67% | 33rd below |
| Loan Growth (Y/Y) | 8.10% | 7.90% | +0.20% | 65th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.07% | 6.29% | -2.22% | 50th above |
See One World Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock One World Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full One World Bank profile, how to read a UBPR, or how this data updates.