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Pathfinder Bank: Balance Sheet Growth

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Data as of · Derived from Call Report Schedule RC across quarters How we update

Pathfinder Bank reported all 12 line items on this page on its Q2 2026 filing. Total assets was $1.49B in Q2 2026, down 0.7% from $1.50B in Q2 2025. Across the 12 quarters shown it ranged from $1.39B (Q3 2023) to $1.50B (Q2 2025).

What the balance sheet growth page covers and where each line comes from.

Total assets, year over year climbed 4.20 percentage points in Q2 2026, from -4.92% to -0.72%. It was the largest change from Q1 2026 among the key lines here.

Year-over-year growth

Year-over-year growth for Pathfinder Bank, Q2 2026
Line item Q2 2026
Total assets, year over year -0.72%
Total loans, year over year -1.99%
Total deposits, year over year -3.86%

Source: Derived from Call Report Schedule RC across quarters. Open the filed call report for Q2 2026 on the FFIEC CDR.

Growth measures

Growth measures for Pathfinder Bank, Q2 2026
Line item Q2 2026
Asset growth rate 20.08%
Loan growth rate -2.76%
Deposit growth rate -12.18%
Net loan growth (quarter, annualized) -1.92%
Internal capital growth rate 6.94%

Loan growth persistently above internal capital growth has to be funded somewhere, either by raising capital, or by thinning the ratios.

Source: Derived from Call Report Schedule RC across quarters. Open the filed call report for Q2 2026 on the FFIEC CDR.

Balance sheet levels

Balance sheet levels for Pathfinder Bank, Q2 2026
Line item Q2 2026
Total assets $1.49B
Total loans and leases $894.7M
Total deposits $1.18B
Total equity capital $141.7M

Source: Derived from Call Report Schedule RC across quarters; Total assets: Call Report Schedule RC, item 12 (RCON2170); Total loans and leases: Call Report Schedule RC-C, Part I, item 12 (RCON2122); Total deposits: Call Report Schedule RC, item 13.a (RCON2200); Total equity capital: Call Report Schedule RC, item 27.a (RCON3210). Open the filed call report for Q2 2026 on the FFIEC CDR.

Balance Sheet Growth trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Year-over-year growth
Assets, loans and deposits

Balance Sheet Growth by quarter

Values plotted above, Pathfinder Bank, oldest first
Quarter AssetsLoansDepositsTotal assetsTotal loans
Q3 2023 -0.70% 1.12% -4.82% $1.39B $896.1M
Q4 2023 3.75% -0.06% -0.91% $1.46B $897.2M
Q1 2024 2.94% -2.03% -0.30% $1.45B $891.5M
Q2 2024 3.78% -0.32% -0.48% $1.44B $888.3M
Q3 2024 5.90% 2.85% 6.11% $1.48B $921.7M
Q4 2024 0.82% 2.43% 7.57% $1.47B $919.0M
Q1 2025 2.89% 2.31% 10.42% $1.49B $912.1M
Q2 2025 4.08% 2.77% 11.29% $1.50B $912.9M
Q3 2025 -0.82% -2.51% 2.29% $1.46B $898.5M
Q4 2025 -3.58% -1.79% -1.61% $1.42B $902.6M
Q1 2026 -4.92% -1.23% -4.15% $1.41B $900.9M
Q2 2026 -0.72% -1.99% -3.86% $1.49B $894.7M

Pathfinder Bank balance sheet growth, quarter by quarter

Balance Sheet Growth since Q2 2021 · peer percentiles on every line item · watchlist alerts

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Source: Derived from Call Report Schedule RC across quarters, Q2 2026. How these pages are built. See the full Pathfinder Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 57497) · FFIEC NIC profile (RSSD 729310)