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Pathfinder Bank Locations & Branches Oswego, New York
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Pathfinder Bank operates 12 branches from its headquarters in Oswego, NY, .
Pathfinder Bank branch network
All 12 branches are in NEW YORK, across 9 cities. Oswego, NY has the most of its branches, 3. Its largest office by deposits is its main office in Oswego, NY, with $279.2M (23.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Pathfinder Bank at a glance
Its CET1 capital ratio was 13.36% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $1.49B
- CET1 ratio, Q2 2026
- 13.36%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 2002
Full financial profile · Is Pathfinder Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Oswego, NY (3 branches) | 1 of 5 | 49.6% | $360.6M |
| State: NY (12 branches) | 75 of 176 | <0.1% | $1.18B |
Ranked by total assets among banks headquartered in the state: Largest banks in New York.
Share by county and metro area
Pathfinder Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Oswego, NY (7 branches) | 1 of 6 | 42.6% | $714.9M | $1.68B |
| Onondaga, NY (5 branches) | 10 of 15 | 3.5% | $466.9M | $13.34B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Syracuse, NY (12 branches) | 7 of 15 | 7.3% | $1.18B | $16.25B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pathfinder Bank (main office) | Oswego, NY | 13126 | $279.2M |
| East Syracuse Manlius Branch | East Syracuse, NY | 13057 | $186.2M |
| Mexcio Branch | Mexico, NY | 13114 | $123.7M |
| Cicero Branch | Cicero, NY | 13039 | $105.3M |
| Central Square Branch | Central Square, NY | 13036 | $93.1M |
| Pike Block Business Office Branch | Syracuse, NY | 13202 | $87.9M |
| Lacona Branch | Lacona, NY | 13083 | $74.4M |
| Oswego Plaza Branch | Oswego, NY | 13126 | $69.3M |
| Fulton Branch | Fulton, NY | 13069 | $63.2M |
| Clay Branch | Liverpool, NY | 13090 | $55.5M |
| Southwest Corridor - Syracuse Branch | Syracuse, NY | 13204 | $32.0M |
| Oswego Downtown Drive-Thru Branch | Oswego, NY | 13126 | $12.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 57497) · FFIEC NIC profile (RSSD 729310)