The Peoples Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Peoples Bank of Brownstown, IN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.32% | 1.34% | -0.02% | 53rd above |
| ROAE | 19.36% | 13.31% | +6.05% | 85th top |
| Net Interest Margin | 3.76% | 3.93% | -0.17% | 40th below |
| Efficiency Ratio | 53.34% | 61.14% | -7.80% | 74th above |
| PPNR / Avg Assets | 1.71% | 1.68% | +0.03% | 57th above |
| Yield on Earning Assets | 4.47% | 5.67% | -1.20% | 8th bottom |
| Cost of Funds | 0.76% | 1.88% | -1.12% | 96th top |
| Net Interest Spread | 3.59% | 3.32% | +0.27% | 64th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.81% | 0.94% | -0.13% | 33rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.38% | 0.70% | -0.32% | 45th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.82% | 1.28% | -0.46% | 11th bottom |
| ACL / NPLs (Coverage) | 101.13% | 1539.17% | -1438.04% | 28th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.89% | 7.33% | -2.44% | 42nd below |
| Provision / NCO | 12600.00% | 1390.14% | +11209.86% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.32% | 12.14% | -2.82% | 18th bottom |
| Equity / Assets | 7.46% | 11.38% | -3.92% | 9th bottom |
| TCE / Tangible Assets | 7.46% | 11.09% | -3.63% | 10th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.49% | 80.65% | -29.16% | 91st top |
| Core Deposit Ratio | 96.69% | 86.86% | +9.83% | 92nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.16% | 6.85% | -7.01% | 18th bottom |
| Loan Growth (Y/Y) | 20.09% | 7.90% | +12.19% | 93rd top |
| Deposit Growth (Y/Y) | -2.13% | 6.29% | -8.42% | 13th bottom |
See The Peoples Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Peoples Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Peoples Bank profile, how to read a UBPR, or how this data updates.