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Peoples Bank & Trust Co. Locations & Branches Troy, Missouri
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Peoples Bank & Trust Co. operates 10 branches from its headquarters in Troy, MO, .
Peoples Bank & Trust Co. branch network
All 10 branches are in MISSOURI, across 8 cities. Troy, MO has the most of its branches, 3. Its largest office by deposits is its main office in Troy, MO, with $447.3M (56.0% of its branch deposits). On June 30, 2025 it had 9 branches, 1 fewer than in 2026.
Peoples Bank & Trust Co. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.96% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $908.3M
- Tier 1 leverage ratio, Q2 2026
- 9.96%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1924
Full financial profile · Is Peoples Bank & Trust Co. safe? · Peoples Bank & Trust Co. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Troy, MO (3 branches) | 1 of 6 | 56.0% | $470.2M |
| State: MO (10 branches) | 56 of 249 | 0.3% | $799.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
Peoples Bank & Trust Co.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lincoln, MO (6 branches) | 2 of 8 | 34.8% | $593.2M | $1.70B |
| St. Charles, MO (2 branches) | 24 of 35 | 1.3% | $129.1M | $9.96B |
| Pike, MO (2 branches) | 3 of 5 | 16.2% | $76.9M | $475.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| St. Louis, MO-IL (8 branches) | 35 of 111 | 0.5% | $722.4M | $141.72B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Peoples Bank & Trust Co. (main office) | Troy, MO | 63379 | $447.3M |
| O'Fallon Branch | O'Fallon, MO | 63366 | $80.0M |
| Winfield Branch | Winfield, MO | 63389 | $50.5M |
| Cottleville Location Branch | Cottleville, MO | 63376 | $49.2M |
| Hawk Point Branch | Hawk Point, MO | 63349 | $42.7M |
| Louisiana Downtown Branch | Louisiana, MO | 63353 | $40.0M |
| Bowling Green Branch | Bowling Green, MO | 63334 | $36.8M |
| Elsberry Branch | Elsberry, MO | 63343 | $29.8M |
| Troy Square Branch | Troy, MO | 63379 | $22.8M |
| Peoples Bank & Trust Co. Mobile Unit Branch | Troy, MO | 63379 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8903) · FFIEC NIC profile (RSSD 909055)