Peoples Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Community Bank of Greenville, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.39% | 1.34% | +1.05% | 93rd top |
| ROAE Behind the peer average, ahead of the median peer. | 13.05% | 13.31% | -0.26% | 54th above |
| Net Interest Margin | 4.75% | 3.93% | +0.82% | 87th top |
| Efficiency Ratio | 47.76% | 61.15% | -13.39% | 85th top |
| PPNR / Avg Assets | 2.54% | 1.68% | +0.86% | 90th top |
| Yield on Earning Assets | 6.45% | 5.67% | +0.78% | 86th top |
| Cost of Funds | 1.99% | 1.88% | +0.11% | 38th below |
| Net Interest Spread | 4.10% | 3.32% | +0.78% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.29% | 0.94% | +0.35% | 22nd bottom |
| NPA / Total Assets | 0.89% | 0.70% | +0.19% | 23rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 38th below |
| ACL / Total Loans | 1.19% | 1.28% | -0.09% | 49th below |
| ACL / NPLs (Coverage) | 92.56% | 1539.80% | -1447.24% | 25th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.92% | 7.33% | -2.41% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 18.54% | 12.13% | +6.41% | 95th top |
| Equity / Assets | 17.87% | 11.37% | +6.50% | 94th top |
| TCE / Tangible Assets | 17.55% | 11.09% | +6.46% | 94th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 83.25% | 80.64% | +2.61% | 44th below |
| Core Deposit Ratio | 86.50% | 86.86% | -0.36% | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.07% | 6.85% | -2.78% | 47th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.35% | 7.90% | -0.55% | 62nd above |
| Deposit Growth (Y/Y) | 2.37% | 6.29% | -3.92% | 38th below |
See Peoples Community Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peoples Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Community Bank profile, how to read a UBPR, or how this data updates.