Peoples State Bank of Plainview: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 51.2% in Q2 2026, from $14.0M to $21.2M. It was the largest change from Q1 2026 among the key lines here. Peoples State Bank of Plainview ranks 133rd of 221 Minnesota banks on loan-to-deposit ratio, in the lower half at 75.93% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Peoples State Bank of Plainview sits 4.91 points lower, at 75.93% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $21.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $119.3M |
| Fed funds sold and reverse repos | $123K |
| Fed funds sold and reverse repos to assets | 0.03% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $3.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.73% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.93% |
| Net loans and leases to deposits | 75.04% |
| Loans and leases to core deposits | 85.43% |
| Core deposits to total deposits | 88.88% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 73.58% | 95.81% | $0 | $21.1M |
| Q4 2023 | 74.17% | 95.58% | $0 | $21.2M |
| Q1 2024 | 76.13% | 95.39% | $0 | $20.2M |
| Q2 2024 | 76.39% | 94.87% | $0 | $17.6M |
| Q3 2024 | 74.22% | 89.97% | $19K | $15.6M |
| Q4 2024 | 74.30% | 89.95% | $0 | $15.1M |
| Q1 2025 | 74.00% | 90.84% | $0 | $11.7M |
| Q2 2025 | 75.72% | 92.36% | $0 | $11.3M |
| Q3 2025 | 75.41% | 92.31% | $0 | $10.8M |
| Q4 2025 | 73.68% | 90.55% | $0 | $6.8M |
| Q1 2026 | 77.56% | 90.63% | $0 | $4.4M |
| Q2 2026 | 75.93% | 88.88% | $0 | $3.1M |
Peoples State Bank of Plainview liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples State Bank of Plainview, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples State Bank of Plainview profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 1100) · FFIEC NIC profile (RSSD 786555)