Peoples State Bank of Plainview: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples State Bank of Plainview of Plainview, MN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.75% | 1.35% | +0.40% | 76th top |
| ROAE | 26.19% | 12.05% | +14.14% | 96th top |
| Net Interest Margin | 3.72% | 3.90% | -0.18% | 38th below |
| Efficiency Ratio | 48.89% | 63.15% | -14.26% | 83rd top |
| PPNR / Avg Assets | 2.06% | 1.64% | +0.42% | 75th top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.62% | 5.65% | -0.03% | 51st above |
| Cost of Funds | 2.03% | 1.85% | +0.18% | 35th below |
| Net Interest Spread | 3.16% | 3.35% | -0.19% | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.07% | 0.92% | +0.15% | 27th below |
| NPA / Total Assets | 0.74% | 0.67% | +0.07% | 28th below |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 78th top |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) | 109.20% | 1645.79% | -1536.59% | 30th below |
| Texas Ratio | 9.98% | 7.15% | +2.83% | 22nd bottom |
| Provision / NCO | 16000.00% | 1180.25% | +14819.75% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.96% | 20.83% | -7.87% | 28th below |
| Tier 1 Ratio | 12.96% | 20.87% | -7.91% | 27th below |
| Total Capital Ratio | 14.18% | 21.94% | -7.76% | 28th below |
| Leverage Ratio | 8.87% | 12.46% | -3.59% | 11th bottom |
| Equity / Assets | 6.65% | 11.67% | -5.02% | 5th bottom |
| TCE / Tangible Assets | 6.65% | 11.40% | -4.75% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.93% | 78.64% | -2.71% | 60th above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.88% | 87.09% | +1.79% | 49th below |
| Wholesale Funding Ratio | 0.73% | 5.12% | -4.39% | 86th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.16% | 6.47% | +3.69% | 83rd top |
| Loan Growth (Y/Y) | 12.32% | 7.64% | +4.68% | 81st top |
| Deposit Growth (Y/Y) | 12.02% | 6.02% | +6.00% | 87th top |
See Peoples State Bank of Plainview's peers by name
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Unlock Peoples State Bank of Plainview, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples State Bank of Plainview profile, how to read a UBPR, or how this data updates.