The Perryton National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 39.3% lower than in Q1 2026, at $3.1M. Within Texas, The Perryton National Bank is 264th of 346 on loan-to-deposit ratio, 54.86% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. The Perryton National Bank sits 25.98 points lower, at 54.86% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $113.2M |
| Fed funds sold and reverse repos | $3.1M |
| Fed funds sold and reverse repos to assets | 1.45% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.86% |
| Net loans and leases to deposits | 53.65% |
| Loans and leases to core deposits | 82.96% |
| Core deposits to total deposits | 66.13% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 46.44% | 75.45% | $0 | $0 |
| Q4 2023 | 47.84% | 74.33% | $0 | $0 |
| Q1 2024 | 48.54% | 72.20% | $0 | $7.3M |
| Q2 2024 | 52.32% | 71.04% | $0 | $5.4M |
| Q3 2024 | 55.06% | 70.59% | $0 | $2.5M |
| Q4 2024 | 56.16% | 69.19% | $0 | $0 |
| Q1 2025 | 56.64% | 68.41% | $0 | $0 |
| Q2 2025 | 58.27% | 68.72% | $0 | $0 |
| Q3 2025 | 58.83% | 68.55% | $0 | $0 |
| Q4 2025 | 54.79% | 67.26% | $0 | $0 |
| Q1 2026 | 53.04% | 65.72% | $0 | $0 |
| Q2 2026 | 54.86% | 66.13% | $0 | $0 |
The Perryton National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Perryton National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Perryton National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3388) · FFIEC NIC profile (RSSD 8462)